306 Waterford Rd, Silver Spring, MD 20901 Property Records

Montgomery County property record for 306 Waterford Rd, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,102 sqft · built 1940
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Aug 2007)
Tax Bill	$5,332 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01412642`

Property Details

APN / Parcel Number

Primary APN	`13-01412642`
Alternative APN	`01412642`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,102 sqft Living Area
1st Floor Area	551 sqft
Basement Area	230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	140 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01412642
Street Address	306 WATERFORD RD
City	SILVER SPRING
State	MD
Zip	20901-2534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	WARRENTON VILLAGE
Legal Subdivision	WARRENTON VILLAGE
Legal Block	D
Legal Lot Number	6
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3012
Census Tract	702102

Owner

306 Waterford Rd is owned and occupied by an individual who acquired it in April 2018.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	306 WATERFORD RD, SILVER SPRING, MD 20901-2534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 13, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
May 22, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2007 · Amount on File
Deed Sale	Aug 30, 2007 · Amount on File
Prior Sale	Feb 12, 2007 · Amount on File
Deed Document Number	2007100359
Deed Book / Page	34786 / 317
Last Transfer Date	Apr 19, 2018
Transfer Doc	0560540272
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	306 WATERFORD RD, SILVER SPRING, MD 20901-2534
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 WATERFORD RD, SILVER SPRING, MD 20901-2534

Mortgage

Document Number	0643530274
Date	Oct 21, 2021
Book Page	64353/274

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	306 WATERFORD RD, SILVER SPRING, MD 20901-2534
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0595620271
Date	May 13, 2020
Book Page	59562/271

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	May 22, 2018
Property Address	306 WATERFORD RD, SILVER SPRING, MD 20901-2534
Document Number	0560540272
Book / Page	56054 / 272
Map Reference	MB20 PL1287
Instrument Date	Apr 19, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	KVS TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 WATERFORD RD, SILVER SPRING, MD 20901-2534

Mortgage

Document Number	0056054277
Date	May 22, 2018
Instrument	56054/277

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 306 Waterford Rd was $5,332, up 9.3% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,800 (+8.11%)	$463,100 (-) Land $222,000 Building $241,100
2025	$5,332.00 (+9.31%)	$398,500	$463,100 Land $222,000 Building $241,100
2024	$4,878.00
2023		$364,300	$366,200 Land $222,000 Building $144,200
2022	$3,900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Waterford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Waterford Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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