306 Walnut Ave SW, Saint Michael, MN 55376 Property Records

Wright County property record for 306 Walnut Ave SW, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	7 bd · 4 ba · 2,369 sqft · built 1980
Lot Size	0.286 acres (12,477 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Oct 2020)
Tax Bill	$4,150 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-026-001020`

Property Details

APN / Parcel Number

Primary APN	`114-026-001020`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,369 sqft Living Area
1st Floor Area	2,369 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Architectural Style	Dome
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,477 sqft (0.286 acres)
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Deck Area	144 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	306 WALNUT AVE SW
City	SAINT MICHAEL
State	MN
Zip	55376-9489
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 ZAHLERS 3RD ADDN LOT-002 BLOCK-001 1
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	ZAHLERS 3RD ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1010
Census Tract	100803

Owner

306 Walnut Ave SW is owned and occupied by two individuals who bought it in October 2020.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 WALNUT AVE SW, SAINT MICHAEL, MN 55376-9489
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Oct 21, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2020 · Amount on File
Deed Sale	Oct 21, 2020 · Amount on File
Deed Document Number	20201444681
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	306 WALNUT AVE SW, SAINT MICHAEL, MN 55376-9489
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 WALNUT AVE SW, SAINT MICHAEL, MN 55376-9489

Mortgage

Document Number	00A1592152
Date	Dec 18, 2025
Instrument	A1592152

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 21, 2020
Property Address	306 WALNUT AVE SW, SAINT MICHAEL, MN 55376-9489
Document Number	0001444681
Instrument Date	Oct 14, 2020
Instrument	1444681
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	306 WALNUT AVE SW, SAINT MICHAEL, MN 55376-9489

Mortgage

Document Number	0001444682
Date	Oct 21, 2020
Instrument	1444682

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 306 Walnut Ave SW was $4,150.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,150.00	$361,400 (-0.47%) Land $102,000 Building $259,400	$361,400 (-0.47%) Land $102,000 Building $259,400
2025		$363,100 Land $107,000 Building $256,100	$363,100 Land $107,000 Building $256,100
2023	$4,530.00 (+8.89%)	$435,500 Land $98,300 Building $337,200	$435,500 Land $98,300 Building $337,200
2022	$4,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Walnut Ave SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Walnut Ave SW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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