306 W Eldorado St, Decatur, IL 62522 Property Records

Macon County property record for 306 W Eldorado St, Decatur, IL 62522

Property Summary

Property Type	Office Building
Lot Size	0.451 acres (19,625 sqft)
Owner	Company Name on File
Last Sale	$800 (Jun 2022)
Tax Bill	$15,907 (2025)
Deeds & Mortgages	Jun 2022 Sale Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-12-15-203-010`

Property Details

APN / Parcel Number

Primary APN	`04-12-15-203-010`
Alternative APN	`12-15-203-010`

Interior

Units	3 Units

Exterior

Lot Area	19,625 sqft (0.451 acres)
Lot Dimensions	125 ft deep x 156 ft wide

Location & Zoning

Account Number	041215203010
Street Address	306 W ELDORADO ST
City	DECATUR
State	IL
Zip	62522-2153
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	MUNICIPAL
Legal Description	L 0003 B 16 C H MOORES ADD LT 2 AND (EX ROW) 00BK2941/914 156.75X125.3291BK2816/117
Legal Subdivision	C H MOORES ADD
Legal Lot Number	2
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1001
Census Tract	502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Decatur Historic District listed 1976 · 669 contributing resources · NRIS 76000719

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

306 W Eldorado St, a commercial property, is owned by a company that bought it in June 2022.

Source: Macon County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	306 W ELDORADO ST, DECATUR, IL 62522-2153
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Warranty Deed, Transfer
Nov 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage PRAIRIE STATE BANK & TRUST
Nov 18, 2021	Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOY CAPITAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2022 · Amount on File
Deed Sale	Jun 23, 2022 · Amount on File
Prior Sale	Nov 18, 2021 · Amount on File
Deed Document Number	20221997683
Deed Book / Page	4901 / 414
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jun 23, 2022
Property Address	306 W ELDORADO ST, DECATUR, IL 62522-2153
Document Number	004901/414
Book / Page	4901 / 414
Map Reference	PG 501
Instrument Date	Mar 20, 2022
Instrument	1997683
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	306 W ELDORADO ST, DECATUR, IL 62522-2153
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4863/500
Date	Nov 18, 2021
Book Page	4863/500
Instrument	1988911

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 9, 2026

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Nov 18, 2021
Property Address	306 W ELDORADO ST, DECATUR, IL 62522-2153
Document Number	4863/487
Book / Page	4863 / 487
Map Reference	BK P PG 501
Instrument Date	Nov 9, 2021
Instrument	1988909
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Amount	Amount on Record
Tax	$600.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4295 E FITZGERALD RD, DECATUR, IL 62521-5101

Mortgage

Document Number	19889104863489
Date	Nov 18, 2021
Instrument	19889104863489

Lender

Name	PRAIRIE STATE BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	306 W ELDORADO ST, DECATUR, IL 62522-2153
Transaction Type	Mortgage
Record Updated	Jul 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4682/96
Date	Jun 25, 2019
Book Page	4682/96
Instrument	1947418

Lender

Name	SOY CAPITAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 306 W Eldorado St was $15,907.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,907.00	$170,450 Land $30,634 Building $139,816	$511,401 Land $91,911 Building $419,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 W Eldorado St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 306 W Eldorado St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fidium Fiber.

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