306 W Chicago St, Elgin, IL 60123 Property Records

Kane County property record for 306 W Chicago St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 3,242 sqft · built 1900
Lot Size	0.191 acres (8,316 sqft)
Owner	2 Company Names on Record
Last Sale	$185,000 (Jan 2012)
Tax Bill	$9,126 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-405-013`

Property Details

APN / Parcel Number

Primary APN	`06-14-405-013`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Total Rooms	18 Rooms
Stories	2 Stories
Building Area	3,242 sqft Living Area
Gross Area	4,926 sqft
Basement Area	1,684 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	8,316 sqft (0.191 acres)

Location & Zoning

Street Address	306 W CHICAGO ST
City	ELGIN
State	IL
Zip	60123-5483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W C KIMBALLS PLAT OF WEST ELGIN SLY 49.5 FT OF LOT 14 (EX ELY 60 FT & LOT 15) & (EX ELY 60 FT) BLK 34
Legal Subdivision	W C KIMBALLS PLAT
Legal Block	2
Legal Lot Number	14,15
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2000
Census Tract	851101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	828 SURRYSE RD, LAKE ZURICH, IL 60047-2656
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2012 · Amount on Record
Deed Sale	Jan 10, 2012 · Amount on Record
Prior Sale	Apr 23, 2010 · Amount on Record
Deed Document Number	20121859
Last Transfer Date	Dec 6, 2014
Transfer Doc	0000064250
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Mar 4, 2021
Property Address	306 W CHICAGO ST, ELGIN, IL 60123-5483
Document Number	0000017073
Instrument Date	Jan 15, 2021
Instrument	2021K017073
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 622, PALATINE, IL 60078-0622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 SURRYSE RD, LAKE ZURICH, IL 60047-2656

Mortgage

Document Number	0000017074
Date	Mar 4, 2021
Instrument	2021K017074

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,126.00 (+3.5%)	$119,626 (+8.57%) Land $21,314 Building $98,312	$359,022 (+8.57%) Land $63,968 Building $295,054
2024	$8,817.00 (+12.03%)	$110,184 (+21.39%) Land $19,632 Building $90,552	$330,684 (+21.44%) Land $58,920 Building $271,765
2022	$7,870.00 (+3.96%)	$90,766 (+6.96%) Land $16,172 Building $74,594	$272,298 (+6.96%) Land $48,516 Building $223,782
2021	$7,570.00	$84,860 Land $15,120 Building $69,740	$254,580 Land $45,360 Building $209,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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