306 W Bay St, Arcadia, FL 34266 Property Records

DeSoto County property record for 306 W Bay St, Arcadia, FL 34266

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 2011
Lot Size	1.17 acres (51,401 sqft)
Owner	Individual Name on File
Last Sale	$86,000 (Feb 2021)
Tax Bill	$596 (2024)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`36-37-24-0196-00A0-0125`

Property Details

APN / Parcel Number

Primary APN	`36-37-24-0196-00A0-0125`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	884 sqft Heated Area
Gross Area	1,029 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	51,401 sqft (1.17 acres)
Driveway	Driveway
Driveway Area	1,238 sqft

Exterior Amenities

Porch	Porch
Porch Area	179 sqft
Patio Area	25 sqft
Fence	Fence
Shed	1 Shed
Shed Area	313 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	306 W BAY ST
City	ARCADIA
State	FL
Zip	34266-3050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	JOE LOUIS FARMS LOTS 10 & 11 & S 100 FT LOT 12 LESS E 15 FT LOT 12 BLK A INST:200814011257 INST:202014006339 INST:20201400775
Legal Range	24E
Legal Township	37S
Legal Section	36
Legal Subdivision	JOE LOUIS FARMS ARCADIA
Legal Tract	196
Legal Block	A
Legal Lot Number	10,11,S
Jurisdiction	DE SOTO FL
Township / Civil Division	ARCADIA EAST
Census Block Group	3
Census Block	3001
Census Tract	10302

Owner

306 W Bay St is owned and occupied by an individual who bought it in February 2021.

Source: DeSoto County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	306 W BAY ST, ARCADIA, FL 34266-3050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2021 · Amount on File
Deed Sale	Feb 16, 2021 · Amount on File
Prior Sale	Dec 9, 2008
Deed Document Number	202114000984
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	Feb 16, 2021
Property Address	306 W BAY ST, ARCADIA, FL 34266-3050
Document Number	0014000984
Map Reference	MB 6 PG 34
Instrument Date	Feb 4, 2021
Instrument	202114000984
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	FOUNDATION TITLE AND TRUST LLC, FOUNDATION TITLE & TRUST LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18726 DEER TRACKS LOOP, 18726, LUTZ, FL 33558-8487

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 W BAY ST, ARCADIA, FL 34266-3050

Mortgage

Document Number	0014000985
Date	Feb 16, 2021
Instrument	202114000985

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Arcadia City
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,567	$61,751 Land $5,000 Building $56,751
2024	$596.00 (+0.68%)
2023	$592.00 (-62.95%) Homeowner's exemption Disabled Person's exemption	$58,089 (-48.51%) Land $5,000 Building $53,089	$58,089 (-48.51%) Land $5,000 Building $53,089
2022	$1,598.00 Homeowner's exemption Disabled Person's exemption	$112,819 Land $5,000 Building $107,819	$112,819 Land $5,000 Building $107,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 W Bay St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Apr 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 W Bay St is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20