306 W 20th St, Covington, KY 41014 Property Records

Kenton County property record for 306 W 20th St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$151,900 (Apr 2021)
Tax Bill	$2,012 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-14-03-022.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-03-022.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,770 sqft Finished Area
Gross Area	1,805 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Construction Type	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	145 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	306 W 20TH ST
City	COVINGTON
State	KY
Zip	41014-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD LOT 86
Legal Subdivision	HOWARD & CO
Legal Lot Number	86
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3004
Census Tract	65000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	306 W 20TH ST, COVINGTON, KY 41014-1110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Nov 25, 2008 · Amount on Record
Deed Document Number	20215900121
Deed Book / Page	87 / 644
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 30, 2021
Property Address	306 W 20TH ST, COVINGTON, KY 41014-1110
Document Number	0005900121
Book / Page	87 / 644
Map Reference	PL 104
Instrument Date	Apr 26, 2021
Instrument	21043005900121
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2926 FAUBUSH CT, 2926, INDEPENDENCE, KY 41051-8161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 W 20TH ST, COVINGTON, KY 41014-1110

Mortgage

Document Number	0005900122
Date	Apr 30, 2021
Book Page	209/725
Instrument	21043005900122

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,600 (+18.24%) Land $10,000 Building $169,600	$179,600 (+18.24%) Land $10,000 Building $169,600
2025	$2,012.00 (-0.54%)	$151,900 (-) Land $5,000 Building $146,900	$151,900 (-) Land $5,000 Building $146,900
2023	$2,023.00	$151,900 Land $5,000 Building $146,900	$151,900 Land $5,000 Building $146,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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