306 W 12th St, Anderson, IN 46016 Property Records

Madison County property record for 306 W 12th St, Anderson, IN 46016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,888 sqft · built 1920
Lot Size	0.221 acres (9,648 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (May 2018)
Tax Bill	$1,432 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-11-13-201-171.000-003`

Property Details

APN / Parcel Number

Primary APN	`48-11-13-201-171.000-003`
Alternative APNs	`00001134068` `189958B`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,888 sqft Living Area
1st Floor Area	2,979 sqft
Attic	Attic
Attic Area	1,444 sqft
Basement Area	1,444 sqft
Unfinished Basement	1,444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Construction Type	Brick
Roof Material	Asphalt
Lot Area	9,648 sqft (0.221 acres)
Lot Dimensions	144 ft deep x 67 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	463 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001134068
Street Address	306 W 12TH ST
City	ANDERSON
State	IN
Zip	46016-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STILWELLS 2ND EXC PT E SD 0.0000ACRES STR: 00000 SECTION: PLAT: 28 IN: OUT:
Legal Subdivision	STILWELLS 2ND ADD
Jurisdiction	MADISON IN
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1016
Census Tract	11900

Owner

306 W 12th St is owned and occupied by an individual who bought it in May 2018.

Source: Madison County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	306 W 12TH ST, ANDERSON, IN 46016-1334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 18, 2018	Warranty Deed, Transfer · FHA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2018 · Amount on File
Deed Sale	May 18, 2018 · Amount on File
Deed Document Number	20186421
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	306 W 12TH ST, ANDERSON, IN 46016-1334
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R21592
Date	Nov 9, 2021
Instrument	2021R21592

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	May 18, 2018
Property Address	306 W 12TH ST, ANDERSON, IN 46016-1334
Document Number	2018R06421
Map Reference	PB 1 PG 60
Instrument Date	May 17, 2018
Instrument	2018R06421
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 W 12TH ST, ANDERSON, IN 46016-1334

Mortgage

Document Number	2018R06422
Date	May 18, 2018
Instrument	2018R06422

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 306 W 12th St was $1,432 with a homeowner's exemption, up 8.5% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Anderson Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,432.00 (+8.48%) Homeowner's exemption	$145,200 Land $15,300 Building $129,900	$145,200 Land $15,300 Building $129,900
2024	$1,320.00
2023		$111,900 (-0.44%) Land $14,600 Building $97,300	$111,900 (-0.44%) Land $14,600 Building $97,300
2022	$1,220.00 Homeowner's exemption	$112,400 Land $14,100 Building $98,300	$112,400 Land $14,100 Building $98,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 W 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 306 W 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON WATER DEPARTMENT serves 55,212 people · EPA ID IN5248002
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

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