306 Thunder Rd, Hayesville, NC 28904 Property Records

Clay County property record for 306 Thunder Rd, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 576 sqft · built 1996
Lot Size	1.46 acres (63,598 sqft)
Owner	Trust Name on Record
Last Sale	$225,500 (Mar 2024)
Tax Bill	$697 (2026)
Deeds & Mortgages	Mar 2024 Sale Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`651300819440`

Property Details

APN / Parcel Number

Primary APN	`651300819440`
Alternative APNs	`617000000` `623212000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	576 sqft Heated Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	63,598 sqft (1.46 acres)

Location & Zoning

Account Number	623212000
Street Address	306 THUNDERSTRUCK LN
City	FRANKLIN
State	NC
Zip	28734-4590
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NANTAHALA RIVER
Legal Subdivision	PLAT SUBDIVISION ROBERTS FISHER
Jurisdiction	CLAY NC
Township / Civil Division	SHOOTING CREEK
Census Block Group	2
Census Block	2028
Census Tract	950102

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	70 BOONE TRL, WEAVERVILLE, NC 28787-9578
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Warranty Deed, Transfer
Dec 21, 2018	Warranty Deed, Transfer
Feb 22, 2018	Warranty Deed, Transfer · Conventional Mortgage NORTH STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2024 · Amount on Record
Deed Sale	Mar 14, 2024 · Amount on Record
Prior Sale	Feb 22, 2018 · Amount on Record
Deed Document Number	2024537
Deed Book / Page	482 / 84
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Mar 14, 2024
Property Address	306 THUNDER RD, HAYESVILLE, NC 28904
Document Number	0000482/84
Book / Page	482 / 84
Map Reference	141 AT PG 77
Instrument Date	Mar 5, 2024
Instrument	2024000537
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Tax	$451.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 BOONE TRL, WEAVERVILLE, NC 28787-9578

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Dec 21, 2018
Property Address	306 THUNDER RD, HAYESVILLE, NC 28904
Document Number	00426/0112
Book / Page	426 / 0112
Instrument Date	Dec 19, 2018
Instrument	2018002879
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 CEDARCREST CT, RALEIGH, NC 27609-4548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 CEDARCREST CT, RALEIGH, NC 27609-4548

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Feb 22, 2018
Property Address	306 THUNDER RD, HAYESVILLE, NC 28904
Document Number	00417/0153
Book / Page	417 / 0153
Instrument Date	Feb 15, 2018
Instrument	2018000340
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 CEDARCREST CT, RALEIGH, NC 27609-4548

Mortgage

Document Number	2018000341
Date	Feb 22, 2018
Instrument	2018000341

Lender

Name	NORTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$697.00 (+18.74%)	$192,900 (+86.02%) Land $69,600 Building $123,300	$192,900 (+86.02%) Land $69,600 Building $123,300
2025	$587.00 (+20.53%)	$103,700 (-) Land $53,000 Building $50,700	$103,700 (-) Land $53,000 Building $50,700
2023	$487.00	$103,700 Land $53,000 Building $50,700	$103,700 Land $53,000 Building $50,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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