306 Thoreau St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 306 Thoreau St, Concord, MA 01742

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,120 sqft · built 1916
Lot Size	0.304 acres (13,270 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Apr 2014)
Tax Bill	$8,563 (2026)
Deeds & Mortgages	Jun 2021 Refinance Mar 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:00010H B:00318-00306`

Property Details

APN / Parcel Number

Primary APN	`M:00010H B:00318-00306`
Alternative APNs	`CONC M:10H B:318 L:306` `7310`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area
Gross Area	1,808 sqft
Basement Area	688 sqft
Unfinished Basement	688 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,270 sqft
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7310
Street Address	306 THOREAU ST
City	CONCORD
State	MA
Zip	01742-3640
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	C
Legal Block	318
Legal Lot Number	306
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	5
Census Block	5000
Census Tract	361100

Owner

Source: Middlesex County and Concord Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	306 THOREAU ST, CONCORD, MA 01742-3640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUORUM FEDERAL CU
Mar 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
May 2, 2017	Deed of Trust, Mortgage BLUE HILLS BANK
Apr 11, 2018	Deed of Trust, Mortgage BLUE HILLS BANK
Dec 27, 2018	Deed of Trust, Mortgage · Line of Credit DIGITAL EMP FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2014 · Amount on Record
Deed Sale	Apr 10, 2014 · Amount on Record
Prior Sale	Jul 20, 2005 · Amount on Record
Deed Document Number	201444972
Deed Book / Page	63475 / 93
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	306 THOREAU ST, CONCORD, MA 01742-3640
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077962-53
Date	Jun 8, 2021
Book Page	77962/53
Instrument	129045

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	306 THOREAU ST, CONCORD, MA 01742-3640
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77239-323
Date	Mar 16, 2021
Book Page	77239/323
Instrument	58466

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	306 THOREAU ST, CONCORD, MA 01742-3640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69224-274
Date	May 2, 2017
Book Page	69224/274
Instrument	64504

Lender

Name	BLUE HILLS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	306 THOREAU ST, CONCORD, MA 01742-3640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70853-164
Date	Apr 11, 2018
Book Page	70853/164
Instrument	48717

Lender

Name	BLUE HILLS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	306 THOREAU ST, CONCORD, MA 01742-3640
Document Number	72087-573
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 THOREAU ST #306 CONCORD MA 017423640, 306, CONCORD, MA 01742-3640

Mortgage

Document Number	72087-573
Date	Jan 3, 2019
Book Page	072087/000573
Instrument	917

Lender

Name	DIGITAL EMP FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 2, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,563.00 (+10,739.24%)	$656,200 (+9.51%) Building $656,200	$673,282 (-6.85%)
2025	$79.00 (-98.97%)	$599,200 (+2.83%) Building $599,200	$722,760
2024	$7,651.00 (+4.52%)	$582,700 (+3.17%) Building $582,700
2023	$7,320.00	$564,800 Building $564,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Concord Light Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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