306 Stratford Dr, Seneca, SC 29678 Property Records

Oconee County property record for 306 Stratford Dr, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,803 sqft · built 1991
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Mar 2024)
Tax Bill	$1,739 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Nov 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`241-00-01-048`

Property Details

APN / Parcel Number

Primary APN	`241-00-01-048`
Alternative APN	`31984`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,803 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Vinyl
Foundation Type	Raised
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31984
Old Parcel Number	241 00 01 048
Street Address	306 STRATFORD DR
City	SENECA
State	SC
Zip	29678-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 SHILOH EST (2.00 ACRES)
Legal Subdivision	SHILOH EST
Legal Block	1
Legal Lot Number	25
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	4
Census Block	4034
Census Tract	30702

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	306 STRATFORD DR, SENECA, SC 29678-1338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed, Transfer · Conventional Mortgage HOWARD HANNA FINANCIAL SERVICES INC
Nov 28, 2023	Deed of Trust, Mortgage · Line of Credit OCONEE FSLA
Mar 31, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2024 · Amount on Record
Deed Sale	Mar 11, 2024 · Amount on Record
Prior Sale	Mar 31, 2020 · Amount on Record
Deed Document Number	0000010936
Deed Book / Page	3048 / 138
Record Updated	Jun 8, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Mar 11, 2024
Property Address	306 STRATFORD DR, SENECA, SC 29678-1338
Document Number	0000010936
Book / Page	3048 / 138
Map Reference	MB B743 PG 8
Instrument Date	Mar 8, 2024
Instrument	10936
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	206 STRATRORD DRIVE, SENECA, SC 29678

Mortgage

Document Number	0000010937
Date	Mar 11, 2024
Book Page	4537/16
Instrument	10937

Lender

Name	HOWARD HANNA FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	PITTSBURGH, PA 15238

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	306 STRATFORD DR, SENECA, SC 29678-1338
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 STRATFORD DR, SENECA, SC 29678-1338

Mortgage

Document Number	004511/184
Date	Nov 28, 2023
Book Page	4511/184

Lender

Name	OCONEE FSLA
Type	Bank
Address	SENECA, SC 29678

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Mar 31, 2020
Property Address	306 STRATFORD DR, SENECA, SC 29678-1338
Document Number	0025570216
Book / Page	002557 / 000216
Instrument Date	Mar 25, 2020
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$888.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 STRATFORD DR SENECA SC 296781338, SENECA, SC 29678-1338

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,739.00	$13,604 (+46.23%) Land $1,040 Building $12,564	$340,110 (+46.23%) Land $26,000 Building $314,110
2023		$9,303 (-) Land $1,040 Building $8,263	$232,580 (-) Land $26,000 Building $206,580
2022		$9,303 Land $1,040 Building $8,263	$232,580 Land $26,000 Building $206,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEMSON UNIVERSITY state or territorial government · serves 8,320 people · EPA ID SC3910006
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Vyve Broadband Cable	1,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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