306 State St, Beloit, WI 53511 Property Records

Rock County property record for 306 State St, Beloit, WI 53511

Property Summary

Property TypeCommercial
Details11,616 sqft · built 1918
Lot Size0.136 acres (5,924 sqft)
Owner2 Individual Names on File
Last Sale$75,000 (Jun 2011)
Tax Bill$4,821 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN206 13540235

Property Details

APN / Parcel Number

Primary APN206 13540235
Alternative APN
  • 13540235

Interior

Building Area11,616 sqft Total Area

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Lot Area5,924 sqft (0.136 acres)

Location & Zoning

Account Number206 13540235
Street Address306 STATE ST
CityBELOIT
StateWI
Zip53511-6237
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionPART LOTS 1 & 2 B 59 ORIGINAL PLAT COM 49 FT NLY OF SE COR L 1, TH WLY 133.98 FT, TH NLY 44 FT, TH ELY 133.98 FT, TH SLY 44 F
Legal Lot Number1-2
JurisdictionROCK WI
Township / Civil DivisionBELOIT
Census Block Group2
Census Block2025
Census Tract1500

Owner

306 State St, a commercial property, is owned by two individuals who bought it in June 2011.

Source: Rock County records, as of April 2, 2026

Owner of Record2 Individual Names on File
Mailing Address862 E PETUNIA LN, BELOIT, WI 53511-1649
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2022Deed of Trust, Mortgage · Line of Credit
SENB BANK
Dec 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
SENB BANK
Jan 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
SENB BANK
Apr 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2011 · Amount on File
Deed SaleJun 23, 2011 · Amount on File
Deed Document Number20111922087
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCK WI
Property Address306 STATE ST, BELOIT, WI 53511-6237
Transaction TypeMortgage
Record UpdatedDec 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002231774
DateNov 30, 2022
Instrument2231774
Lender
NameSENB BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeFixed Rate

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCK WI
Property Address306 STATE ST, BELOIT, WI 53511-6237
Transaction TypeMortgage
Record UpdatedJan 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002207365
DateDec 16, 2021
Instrument2207365
Lender
NameSENB BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCK WI
Property Address306 STATE ST, BELOIT, WI 53511-6237
Transaction TypeMortgage
Record UpdatedJan 29, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2145019
DateJan 7, 2020
Instrument2145019
Lender
NameSENB BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCK WI
Property Address306 STATE ST, BELOIT, WI 53511-6237
Transaction TypeMortgage
Record UpdatedMay 2, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2101151
DateApr 18, 2018
Instrument2101151
Lender
NameFIRST HOME BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueApr 6, 2043
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 306 State St was $4,821.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

TypeName
StateWisconsin
MunicipalityBeloit City
CountyRock County
Unified School DistrictBeloit School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,821.00$291,200 Land $25,200 Building $266,000$319,800
2023$2,718.00$171,500 Land $25,200 Building $146,300$195,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 State St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 30 policies
Nearby Flood Policies30 in force
Nearby Flood Claims13 (1979–2019)
Claims Outside the SFHA1 of 13
Most Recent ClaimSep 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 306 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELOIT
serves 36,677 people · EPA ID WI1540112
Water SourceGroundwater
Last State InspectionNov 2024
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, LiteWire, Metronet.

Nearby Properties on State St

Nearby Streets

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