306 Spruce Dr, Woodward, OK 73801 Property Records

Woodward County property record for 306 Spruce Dr, Woodward, OK 73801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,288 sqft · built 1976
Lot Size	0.259 acres (11,278 sqft)
Owner	2 Individual Names on File
Last Sale	$114,000 (Apr 2015)
Tax Bill	$953 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0095-00-002-020-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0095-00-002-020-0-000-00`
Alternative APN	`8893`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Traditional
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,278 sqft (0.259 acres)
Lot Dimensions	160 ft deep x 15 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8893
Street Address	306 SPRUCE DR
City	WOODWARD
State	OK
Zip	73801-5936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVERGREEN BLK 2 LOT 20
Legal Range	20W
Legal Township	23N
Legal Section	31
Legal Subdivision	EVERGREEN PARK
Legal Block	2
Legal Lot Number	20
Legal Unit	95
Jurisdiction	WOODWARD OK
Township / Civil Division	WOODWARD
Census Block Group	4
Census Block	4031
Census Tract	953300

Owner

306 Spruce Dr is owned and occupied by two individuals who acquired it in September 2019.

Source: Woodward County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 SPRUCE DR, WOODWARD, OK 73801-5936
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 22, 2019	Deed of Trust, Mortgage · FHA Mortgage NP INC
Sep 19, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2015 · Amount on File
Deed Sale	Apr 1, 2015 · Amount on File
Prior Sale	Jun 8, 2010 · Amount on File
Deed Document Number	20152014-004943
Deed Book / Page	2270 / 650
Last Transfer Date	Sep 19, 2019
Transfer Doc	002446/495
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODWARD OK
Property Address	306 SPRUCE DR, WOODWARD, OK 73801-5936
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 SPRUCE DR, WOODWARD, OK 73801-5936

Mortgage

Document Number	0002541/43
Date	Aug 31, 2022
Book Page	2541/43
Instrument	I-2022-000811

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Nov 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODWARD OK
Property Address	306 SPRUCE DR, WOODWARD, OK 73801-5936
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	WOODWARD COUNTY ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2449/423
Date	Oct 22, 2019
Book Page	2449/423
Instrument	2019-001978

Lender

Name	NP INC
Type	Non-Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WOODWARD OK
Recording Date	Sep 19, 2019
Property Address	306 SPRUCE DR, WOODWARD, OK 73801-5936
Document Number	002446/495
Book / Page	2446 / 495
Instrument Date	Sep 19, 2019
Instrument	2019-001332
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 SPRUCE DR, WOODWARD, OK 73801-5936

Tax Assessment & Valuation

The 2025 property tax bill for 306 Spruce Dr was $953 with a homeowner's exemption, up 1.4% from the year before.

Source: Woodward County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Woodward County
Municipality	Woodward City
Unified School District	Woodward Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,851 (+2.99%) Land $1,811 Building $10,040	$107,742 (+3%) Land $16,467 Building $91,275
2025	$953.00 (+1.38%) Homeowner's exemption	$11,507 Land $1,811 Building $9,696	$104,604 (-2.44%) Land $16,467 Building $88,137
2024	$940.00 (+4.68%)		$107,218 (+0.68%) Land $16,467 Building $90,751
2023	$898.00 Homeowner's exemption	$10,846 Land $1,759 Building $9,087	$106,494 Land $16,467 Building $90,027

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 306 Spruce Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1996–2019)
Claims Outside the SFHA	1 of 7
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Spruce Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODWARD serves 15,000 people · EPA ID OK2007701
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband.

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