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306 Spinnaker Dr, Smithville, MO 64089 Property Records

Clay County property record for 306 Spinnaker Dr, Smithville, MO 64089 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,280 sqft · built 2000
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$268,712 (Aug 2021)
Tax Bill$3,597 (2025)
Deeds & MortgagesJan 2021 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN05-319-00-07-024.00

Property Details

APN / Parcel Number

Primary APN05-319-00-07-024.00
Alternative APNs
  • 0531900070240001
  • 5319000702400
  • 305406

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,280 sqft Living Area
Gross Area2,530 sqft
1st Floor Area1,280 sqft
Basement Area548 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleBi-Level
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions160 ft deep x 70 ft wide
Garage TypeAttached
Garage Area702 sqft
Parking Spaces2 Parking Spaces
Deck Area144 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address306 SPINNAKER DR
CitySMITHVILLE
StateMO
Zip64089-9623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBORVIEW 6TH PLAT LT 28
Legal Range33W
Legal Township53N
Legal Section12
Legal SubdivisionHARBORVIEW 06
Legal Lot Number28
JurisdictionCLAY MO
Township / Civil DivisionPLATTE
Census Block Group1
Census Block1004
Census Tract22000

Owner

Source: Clay County records · APN 05-319-00-07-024.00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address306 SPINNAKER DR, SMITHVILLE, MO 64089-9623
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Deed of Trust, Mortgage · VA Mortgage
USAA FSB
Aug 26, 2021Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 26, 2021 · Amount on Record
Deed SaleAug 26, 2021 · Amount on Record
Prior SaleOct 06, 2015 · Amount on Record
Deed Document Number202136994
Deed Book / Page9155 / 90
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address306 SPINNAKER DR, SMITHVILLE, MO 64089-9623
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001297
DateJan 11, 2021
Book Page8927/36
Instrument2021001297
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term356 Months
DueSep 01, 2050

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateAug 26, 2021
Property Address306 SPINNAKER DR, SMITHVILLE, MO 64089-9623
Document Number0000036994
Book / Page9155 / 90
Instrument DateAug 25, 2021
Instrument2021036994
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address306 SPINNAKER DR, 306, SMITHVILLE, MO 64089-9623

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 SPINNAKER DR, SMITHVILLE, MO 64089-9623

Mortgage

Document Number0000036995
DateAug 26, 2021
Book Page9155/91
Instrument2021036995
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,597.00 (+18.28%)$50,540 (+14.76%)$266,000 (+14.76%)
2023$3,041.00 (+22.13%)$44,040$231,789
2019$2,490.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290470220001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Nearby Flood Policies21 in force
Nearby Flood Claims33 (1981–2016)
Claims Outside the SFHA12 of 33
Most Recent ClaimMay 2016, rainfall accumulation
Claims By Storm
  • Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
United Electric CooperativeFiber1,000 / 1,000
SpectrumCable1,000 / 35
Wisper ISPFixed Wireless (licensed-by-rule)400 / 30
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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