Mecklenburg County property record for 306 Silversmith Ln, Charlotte, NC 28270
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,683 sqft · built 1983 |
| Lot Size | 0.372 acres (16,209 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $187,000 (Mar 2014) |
| Tax Bill | $4,034 (2023) |
| Deeds & Mortgages | Dec 2020 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 213-291-60 |
| Primary APN | 213-291-60 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,683 sqft Heated Area |
| Gross Area | 2,196 sqft |
| 1st Floor Area | 855 sqft |
| Upper Floors Area | 828 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 16,209 sqft (0.372 acres) |
| Garage Area | 513 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 213-291-60 |
|---|---|
| Street Address | 306 SILVERSMITH LN |
| City | CHARLOTTE |
| State | NC |
| Zip | 28270-0868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L34 B3 M20-386 |
| Legal Subdivision | SETTLERS LNDG SEC 06 |
| Legal Block | 3 |
| Legal Lot Number | 34 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 3015 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 306 SILVERSMITH LN, CHARLOTTE, NC 28270-0868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Aug 28, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2014 · Amount on Record |
| Deed Sale | Mar 27, 2014 · Amount on Record |
| Prior Sale | Mar 27, 2014 · Amount on Record |
| Deed Document Number | 0000031957 |
| Deed Book / Page | 29076 / 191 |
| Last Transfer Date | Aug 28, 2018 |
| Transfer Doc | 0000109009 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 306 SILVERSMITH LN, CHARLOTTE, NC 28270-0868 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000217388 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 35464/416 |
| Instrument | 2020217388 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 284 Months |
| Due | Aug 1, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 28, 2018 |
| Property Address | 306 SILVERSMITH LN, CHARLOTTE, NC 28270-0868 |
| Document Number | 0000109009 |
| Book / Page | 32935 / 707 |
| Map Reference | MB20 PG386 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 2018109009 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 437 SILVERSMITH LN, 437, CHARLOTTE, NC 28270-0870 |
| Name | Verified Name |
|---|---|
| Address | 306 SILVERSMITH LN, CHARLOTTE, NC 28270-0868 |
| Document Number | 0000109010 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 2018109010 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | May 1, 2044 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2003–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures