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306 Shipwreck Ln, Emerald Isle, NC 28594 Property Records

Carteret County property record for 306 Shipwreck Ln, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 3,695 sqft · built 2005
Lot Size0.451 acres (19,646 sqft)
Owner2 Individual Names on Record
Last Sale$640,000 (Apr 2018)
Tax Bill$3,861 (2025)
Deeds & MortgagesApr 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN5373.12.85.1344000

Property Details

APN / Parcel Number

Primary APN5373.12.85.1344000
Alternative APNs
  • 532152
  • 23725

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area3,695 sqft Heated Area
Gross Area1,967 sqft
1st Floor Area24 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,646 sqft (0.451 acres)
Lot Dimensions133 ft deep x 170 ft wide

Exterior Amenities

Pool Area288 sqft
PorchSlab
Porch Area206 sqft
Deck Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number23725
Street Address306 SHIPWRECK LN
CityEMERALD ISLE
StateNC
Zip28594-2337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL87 PH4 SPINNAKERS REACH
Legal SubdivisionSPINNAKERS REACH
Legal Phase4
Legal Block85
Legal Lot Number87
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group2
Census Block2000
Census Tract970904

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address307 LOCHSIDE DR, CARY, NC 27518-9783
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2018 · Amount on Record
Deed SaleApr 27, 2018 · Amount on Record
Prior SaleDec 9, 2005 · Amount on Record
Deed Document Number20181606327
Deed Book / Page1606 / 327
Record UpdatedOct 29, 2026

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateApr 27, 2018
Property Address306 SHIPWRECK LN, EMERALD ISLE, NC 28594-2337
Document Number0016060327
Book / Page1606 / 327
Map ReferenceMB30 PG353
Instrument DateApr 23, 2018
Instrument1606327
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 DRY AVE # LOCHS1DE, LOCHS1DE, CARY, NC 27511-3209

Mortgage

Document Number0001606328
DateApr 27, 2018
Instrument1606328
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,039,008 (-) Land $339,515 Building $699,493$1,039,008 (-) Land $339,515 Building $699,493
2025$3,861.00 (+25.24%)$1,039,008 (+79.75%) Land $339,515 Building $699,493$1,039,008 (+79.75%) Land $339,515 Building $699,493
2023$578,023 Land $165,149 Building $412,874$578,023 Land $165,149 Building $412,874
2022$3,083.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 604 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,140 units insured
incl. 536 condo units
Nearby Flood Claims86 (1996–2024)
Claims Outside the SFHA27 of 86
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Florence, Sep 2018 · 68 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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