306 S State St, Bloomington, IL 61701 Property Records

McLean County property record for 306 S State St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,276 sqft · built 1925
Lot Size	0.157 acres (6,846 sqft)
Owner	Individual Name on File
Last Sale	$151,000 (Oct 2024)
Tax Bill	$2,952 (2024)
Deeds & Mortgages	Jul 2021 Sale Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-03-380-010`

Property Details

APN / Parcel Number

Primary APN	`21-03-380-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	1,914 sqft
1st Floor Area	1,276 sqft
Basement Area	638 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	6,846 sqft (0.157 acres)
Lot Dimensions	115 ft deep x 60 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	256 sqft
Parking Spaces	1 Parking Space
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	306 S STATE ST
City	BLOOMINGTON
State	IL
Zip	61701-5555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LELENADS ADD S10 LOT 20 & ALL LOT 21 BLK 2
Legal Range	02E
Legal Township	23N
Legal Section	03
Legal Subdivision	LELENADS ADD
Legal Block	2
Legal Lot Number	20,21
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3001
Census Tract	1800

Owner

306 S State St is owned and occupied by an individual who bought it in October 2024.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	306 S STATE ST, BLOOMINGTON, IL 61701-5555
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Warranty Deed, Transfer
Aug 22, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jul 14, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2024 · Amount on File
Deed Sale	Oct 17, 2024 · Amount on File
Prior Sale	Jul 14, 2018 · Amount on File
Deed Document Number	202415258
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 21, 2021
Property Address	306 S STATE ST, BLOOMINGTON, IL 61701-5555
Document Number	202100017332
Instrument Date	May 20, 2021
Instrument	2021-00017332
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount on Record
Tax	$4.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 S STATE ST, BELLFLOWER, IL 61724-9500

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 22, 2019
Property Address	306 S STATE ST, BLOOMINGTON, IL 61701-5555
Document Number	201900013470
Instrument Date	Aug 16, 2019
Instrument	2019-00013470
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	306 S STATE ST, BELLFLOWER, IL 61724-9500

Mortgage

Document Number	201900013471
Date	Aug 22, 2019
Instrument	2019-00013471

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

Interest

Rate Type	Fixed Rate
Rate	3.37%

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 14, 2018
Property Address	306 S STATE ST, BLOOMINGTON, IL 61701-5555
Document Number	201800011291
Instrument Date	Jul 6, 2018
Instrument	2018-00011291
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	BLOOMINGTON, IL 61701

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	306 S STATE ST, BLOOMINGTON, IL 61701-5555

Mortgage

Document Number	201800011292
Date	Jul 14, 2018
Instrument	2018-00011292

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,834 Land $13,274 Building $34,560	$143,502 Land $39,822 Building $103,680
2024	$2,952.00 (+8.13%)
2023	$2,730.00	$38,674 Land $10,733 Building $27,941	$116,022 Land $32,199 Building $83,823

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 306 S State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 306 S State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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