Jackson County property record for 306 S Main St, Concord, MI 49237
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,195 sqft · built 1955 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,122 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-11-34-127-001-00 |
| Primary APN | 014-11-34-127-001-00 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,195 sqft Living Area |
| 1st Floor Area | 4,195 sqft |
| Basement Area | 2,247 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 64,469 sqft (1.48 acres) |
| Lot Dimensions | 349 ft deep x 185 ft wide |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 306 S MAIN ST |
|---|---|
| City | CONCORD |
| State | MI |
| Zip | 49237-9538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URRES |
| Legal Description | LOTS 1, 2, 3, 4, 5, 6, 7, AND 8 IN BLOCK 1 OF NORTON RAY'S SUBDIVISION VILLAGE OF CONCORD |
| Legal Subdivision | OF NORTON RAYS SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 1-7 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 6403 |
Source: Jackson County records · APN 014-11-34-127-001-00
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 306 S MAIN ST, CONCORD, MI 49237-9538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage TRUE COMMUNITY CREDIT UNION |
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP |
| Aug 16, 2017 | Deed of Trust, Mortgage · Line of Credit HILLSDALE COUNTY NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 306 S MAIN ST, CONCORD, MI 49237-9538 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 306 S MAIN ST, CONCORD, MI 49237-9538 |
| Document Number | 0002921607 |
|---|---|
| Date | Aug 18, 2022 |
| Book Page | 2217/316 |
| Instrument | 2921607 |
| Name | TRUE COMMUNITY CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | JACKSON, MI 49202 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Sep 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 306 S MAIN ST, CONCORD, MI 49237-9538 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002882360 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 2187/70 |
| Instrument | 2882360 |
| Name | CHICAGO MORTGAGE SOLUTIONS CORP |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 306 S MAIN ST, CONCORD, MI 49237-9538 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002776251 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 2105/0563 |
| Instrument | 2776251 |
| Name | HILLSDALE COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HILLSDALE, MI 49242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 10, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Jackson County records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Concord Township |
| Municipality | Concord Village |
| Unified School District | Concord Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,200 (+11.5%) Land $214,200 | $428,400 (+11.5%) Land $428,400 | |
| 2025 | $3,122.00 (-21.24%) | $192,100 (+12.73%) Land $192,100 | $384,200 (+12.73%) Land $384,200 |
| 2024 | $3,964.00 (+10.17%) | ||
| 2023 | $170,400 Land $170,400 | $340,800 Land $340,800 | |
| 2022 | $3,598.00 |
Source: FEMA National Flood Hazard Layer, Jackson County (26075C), updated May 3, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 232 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CONCORD serves 1,050 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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