306 S Madison St, Bloomfield, IA 52537 Property Records

Davis County property record for 306 S Madison St, Bloomfield, IA 52537

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,706 sqft · built 1901
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$72,000 (Jul 2012)
Tax Bill	$2,542 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01012320`

Property Details

APN / Parcel Number

Primary APN	`01012320`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,706 sqft Living Area
1st Floor Area	808 sqft
Basement Area	1,284 sqft
Unfinished Basement	1,284 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	150 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Steam
Water Source	Commercial

Location & Zoning

Street Address	306 S MADISON ST
City	BLOOMFIELD
State	IA
Zip	52537-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG TOWN N 1/2 LOTS 7 & 8 BLOCK 38
Legal Subdivision	ORIGINAL TOWN NOW CITY OF BLOOMFIELD
Legal Block	38
Legal Lot Number	7,8
Jurisdiction	DAVIS IA
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4012
Census Tract	80100

Owner

306 S Madison St is owned and occupied by two individuals who bought it in July 2012.

Source: Davis County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	306 S MADISON ST, BLOOMFIELD, IA 52537-1811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2012 · Amount on File
Deed Sale	Jul 27, 2012 · Amount on File
Deed Document Number	20121078
Deed Book / Page	173 / 648
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS IA
Property Address	306 S MADISON ST, BLOOMFIELD, IA 52537-1811
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020200423
Date	Sep 11, 2020
Instrument	2020-0423

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 306 S Madison St was $2,542 with a homeowner's exemption, down 7.2% from the year before.

Source: Davis County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Davis County
Municipality	Bloomfield City
Unified School District	Davis County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,960 (-) Land $8,690 Building $121,270	$129,960 (-) Land $8,690 Building $121,270
2025	$2,542.00 (-7.16%) Homeowner's exemption	$129,960 Land $8,690 Building $121,270	$129,960 Land $8,690 Building $121,270
2024	$2,738.00
2023		$128,030 (+9.63%) Land $8,690 Building $119,340	$128,030 Land $8,690 Building $119,340
2022	$2,726.00 Homeowner's exemption	$116,780 Land $8,690 Building $108,090
2021			$116,780 Land $8,690 Building $108,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 S Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 3, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 S Madison St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD MUNI WATER DEPT serves 2,792 people · EPA ID IA2613019
Water Source	Purchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State Inspection	Jan 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Mutual Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20