306 S Elm Ave, Clever, MO 65631 Property Records

Christian County property record for 306 S Elm Ave, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 828 sqft · built 1910
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,600 (Jan 2021)
Tax Bill	$1,502 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9-0.4-20-4-2-4.001`

Property Details

APN / Parcel Number

Primary APN	`9-0.4-20-4-2-4.001`
Alternative APN	`09-0.4-20-004-002-004.001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	828 sqft Living Area
1st Floor Area	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	81,893 sqft (1.88 acres)
Lot Dimensions	200 ft deep x 210 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	306 S ELM AVE
City	CLEVER
State	MO
Zip	65631-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W409.5 S200 NE SE EX PT TAKEN FOR RDS
Legal Range	23W
Legal Township	27N
Legal Section	20
Legal Subdivision	CLEVER, CITY OF IN
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1011
Census Tract	20102

Owner

Source: Christian County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	306 S ELM AVE, CLEVER, MO 65631-6102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF LITTLE ROCK MORTGAGE CORP
Sep 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 29, 2019	Loan Modification, Mortgage MIDFIRST BK
Jul 29, 2019	Deed of Trust, Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	Sep 29, 2020
Deed Document Number	20211508
Deed Book / Page	2021 / 1497
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jan 25, 2021
Property Address	306 S ELM AVE, CLEVER, MO 65631-6102
Document Number	0202101497
Book / Page	2021 / 1497
Instrument Date	Jan 22, 2021
Instrument	2021L01508
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 S ELM AVE, CLEVER, MO 65631-6102

Mortgage

Document Number	2021L01509
Date	Jan 25, 2021
Instrument	2021L01509

Lender

Name	BANK OF LITTLE ROCK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 29, 2020
Property Address	306 S ELM AVE, CLEVER, MO 65631-6102
Document Number	0202015969
Book / Page	002020 / 015969
Instrument Date	Sep 23, 2020
Instrument	16121
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 S ELM AVE CLEVER MO 656316102, CLEVER, MO 65631-6102

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 29, 2020
Property Address	306 S ELM AVE, CLEVER, MO 65631-6102
Document Number	0202015970
Book / Page	002020 / 015970
Instrument Date	Sep 23, 2020
Instrument	16122
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 S ELM AVE CLEVER MO 656316102, CLEVER, MO 65631-6102

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHRISTIAN MO
Property Address	306 S ELM AVE, CLEVER, MO 65631-6102
Document Number	0201910329
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICA DOCUMENT SOLUTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 S ELM AVE CLEVER MO 656316102, CLEVER, MO 65631-6102

Mortgage

Document Number	0201910329
Date	Aug 12, 2019
Book Page	002019/010329
Instrument	10434

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	306 S ELM AVE, CLEVER, MO 65631-6102
Document Number	0201910153
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 S ELM AVE CLEVER MO 656316102, CLEVER, MO 65631-6102

Mortgage

Document Number	0201910153
Date	Aug 7, 2019
Book Page	002019/010153
Instrument	10258

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2049

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Clever City
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,502.00	$24,470 (+5.98%)	$128,800 (+6.01%) Land $26,600 Building $102,200
2023		$23,090	$121,500 Land $26,600 Building $94,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVER PWS serves 2,139 people · EPA ID MO5010175
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Total HighSpeed Internet Solutions, Wisper ISP.

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