306 S 5th St, Murray, KY 42071 Property Records

Calloway County property record for 306 S 5th St, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,821 sqft
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jun 2019)
Tax Bill	$584 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2019 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0-0003-00008`

Property Details

APN / Parcel Number

Primary APN	`010-0-0003-00008`
Alternative APNs	`90989` `99246` `99245`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,821 sqft Living Area

Exterior

Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	135 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Hot Water

Location & Zoning

Account Number	99245
Street Address	306 S 5TH ST
City	MURRAY
State	KY
Zip	42071-2550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	306 S 5TH
Legal Subdivision	ORIGINAL PLAT OF THE TOWN OF MURRAY
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1015
Census Tract	10500

Owner

Source: Calloway County assessment roll, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	176 HYATT DR, MURRAY, KY 42071-7122
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage FNB BANK NA
Jun 3, 2019	Warranty Deed, Transfer · Stand-Alone Second Mortgage FNB BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 3, 2019 · Amount on Record
Deed Sale	Jun 3, 2019 · Amount on Record
Prior Sale	Nov 2, 2007 · Amount on Record
Deed Document Number	2019634605
Deed Book / Page	1214 / 320
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	306 S 5TH ST, MURRAY, KY 42071-2550
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 MONTGOMERY CHURCH RD, CADIZ, KY 42211-9765

Mortgage

Document Number	001371/653
Date	May 20, 2022
Book Page	1371/653
Instrument	657356

Lender

Name	FNB BANK NA
Type	Bank
Address	MAYFIELD, KY 42066

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2042

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jun 3, 2019
Property Address	306 S 5TH ST, MURRAY, KY 42071-2550
Document Number	001214/320
Book / Page	1214 / 320
Map Reference	MB H PG 496&497
Instrument Date	May 30, 2019
Instrument	634605
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4226 DOLPHIN RD, LOUISVILLE, KY 40220-3502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 MONTGOMERY CHURCH RD, CADIZ, KY 42211-9765

Mortgage

Document Number	0000634606
Date	Jun 3, 2019
Instrument	634606

Lender

Name	FNB BANK NA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 10, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$584.00 (+21.67%)	$140,000 (+27.27%)	$140,000 (+27.27%)
2023	$480.00	$110,000	$110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1978–1998)
Most Recent Claim	Sep 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000

May also be available: Verizon.

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