306 S 3rd St W, Aurora, MN 55705 Property Records

St. Louis County property record for 306 S 3rd St W, Aurora, MN 55705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,310 sqft
Lot Size	0.433 acres (18,895 sqft)
Owner	Individual Name on File
Last Sale	$54,900 (Oct 2002)
Tax Bill	$3,904 (2026)
Deeds & Mortgages	May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`100-0048-00250`

Property Details

APN / Parcel Number

Primary APN	`100-0048-00250`
Alternative APN	`729115`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,310 sqft Gross Area
1st Floor Area	1,310 sqft
Basement Area	648 sqft
Finished Basement	648 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	18,895 sqft (0.433 acres)
Garage Area	1,380 sqft

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	144 sqft
Patio Area	491 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	729115
Street Address	306 S 3RD ST W
City	AURORA
State	MN
Zip	55705-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 AND 12 SERIAL #
Legal Subdivision	MORNINGSIDE ADD TO AURORA
Legal Block	2
Legal Lot Number	11-12
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	1
Census Block	1006
Census Tract	13800

Owner

306 S 3rd St W is owned and occupied by an individual who bought it in October 2002.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	306 S 3RD ST W, AURORA, MN 55705-1419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2002 · Amount on File
Deed Sale	Oct 28, 2002 · Amount on File
Deed Document Number	2002874585
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	306 S 3RD ST W, AURORA, MN 55705-1419
Document Number	00A1334148
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 S 3RD ST W AURORA MN 557051419, AURORA, MN 55705-1419

Mortgage

Document Number	00A1334148
Date	Jun 6, 2018
Instrument	A1334148

Lender

Name	JPMORGAN CHASE BK NA
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 306 S 3rd St W was $3,904 with a homeowner's exemption, up 24% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Aurora City
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,904.00 (+24.02%) Homeowner's exemption
2025	$3,148.00 (-10.42%) Homeowner's exemption	$241,300 (+29.94%) Land $11,700 Building $229,600	$241,300 (+29.94%) Land $11,700 Building $229,600
2024	$3,514.00	$185,700 Land $9,700 Building $176,000	$185,700 Land $9,700 Building $176,000
2022		$124,400 Land $11,300 Building $113,100	$124,400 Land $11,300 Building $113,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 S 3rd St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 S 3rd St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Aurora serves 1,764 people · EPA ID MN1690002
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20