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306 Rosa Rd, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 306 Rosa Rd, Schenectady, NY 12308 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,518 sqft · built 1950
Lot Size0.255 acres (11,130 sqft)
OwnerIndividual Name on File
Last Sale$141,000 (Aug 2019)
Tax Bill$6,251 (2025)
Deeds & MortgagesNov 2020 Sale
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 40.37-4-1

Property Details

APN / Parcel Number

Primary APN421500 40.37-4-1
Alternative APN
  • 150004003700040010000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,518 sqft Living Area
1st Floor Area1,042 sqft
Upper Floors Area476 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area11,130 sqft (0.255 acres)
Lot Dimensions159 ft deep x 70 ft wide
Garage TypeAttached
Garage Area296 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area126 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address306 ROSA RD
CitySCHENECTADY
StateNY
Zip12308-1724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 WOOD
Legal Block4
Legal Lot Number1.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2008
Census Tract20101

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.37-4-1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address306 ROSA RD, SCHENECTADY, NY 12308-1724
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 05, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Aug 19, 2019Warranty Deed, Transfer · FHA Mortgage
SEFCU MORTGAGE SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2019 · Amount on Record
Deed SaleAug 19, 2019 · Amount on Record
Prior SaleSep 29, 2016 · Amount on Record
Deed Document Number201937007
Deed Book / Page2018 / 12
Record UpdatedJun 08, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 05, 2020
Property Address306 ROSA RD, SCHENECTADY, NY 12308-1724
Document Number0000034255
Book / Page002044 / 000981
Instrument DateSep 17, 2020
Instrument34255
Transaction TypeTransfer
Record UpdatedNov 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$108.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10 ELIAS ST AMSTERDAM NY 120102621, AMSTERDAM, NY 12010-2621

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 19, 2019
Property Address306 ROSA RD, SCHENECTADY, NY 12308-1724
Document Number0000037007
Book / Page2018 / 012
Instrument DateJul 25, 2019
Instrument201937007
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$564.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address306 ROSA RD, 306, SCHENECTADY, NY 12308-1724

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 ELIAS ST, AMSTERDAM, NY 12010-2621

Mortgage

Document Number0000037008
DateAug 19, 2019
Instrument201937008
Lender
NameSEFCU MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,251.00 (+4.57%)$124,800 (-) Land $20,400 Building $104,400$206,657 (+30.82%) Land $33,780 Building $172,877
2023$124,800 (-) Land $20,400 Building $104,400$157,975 (+3.8%) Land $25,823 Building $132,152
2022$124,800 Land $20,400 Building $104,400$152,195 Land $24,878 Building $127,317
2021$5,978.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 405 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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