St. Louis County property record for 306 Ridge Oak Ct, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,460 sqft · built 1994 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,398 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23T-32-0582 |
| Primary APN | 23T-32-0582 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,460 sqft Living Area |
| Gross Area | 2,876 sqft |
| 1st Floor Area | 1,164 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 84 ft deep x 67 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 162 sqft |
| Deck Area | 264 sqft |
| Patio Area | 264 sqft |
| Balcony Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 306 RIDGE OAK CT |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-8335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-3 |
| Legal Description | RIDGES OF OAKWOOD FARMS PLAT TWO (THE) LOT 35 |
| Legal Subdivision | RIDGES OF OAKWOOD FARMS PLAT TWO (THE) |
| Legal Lot Number | 35 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MERAMEC |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 217944 |
306 Ridge Oak Ct is owner-occupied and held in a trust since July 2014.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 306 RIDGE OAK CT, BALLWIN, MO 63021-8335 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2020 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Oct 24, 2019 | Deed of Trust, Mortgage · Line of Credit CITIBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2010 |
| Deed Sale | Mar 3, 2010 |
| Prior Sale | Mar 22, 2001 · Amount on File |
| Deed Document Number | 2010224 |
| Deed Book / Page | 18815 / 745 |
| Last Transfer Date | Jul 2, 2014 |
| Transfer Doc | 0211070990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 306 RIDGE OAK CT, BALLWIN, MO 63021-8335 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORTRIS |
| Name | Verified Name |
|---|
| Document Number | 0239160914 |
|---|---|
| Date | Feb 7, 2020 |
| Book Page | 23916/914 |
| Instrument | 2020020700147 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 306 RIDGE OAK CT, BALLWIN, MO 63021-8335 |
| Document Number | 0237683980 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | OLD REPUBLIC TITLE RESID'L INF |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 306 RIDGE OAK CT BALLWIN MO 630218335, BALLWIN, MO 63021-8335 |
| Investor | Possibly a Property Investor |
| Document Number | 0237683980 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 023768/003980 |
| Instrument | 830 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 306 Ridge Oak Ct was $5,398, up 1.6% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,800 (-) Land $29,700 Building $49,100 | $414,700 (-) Land $156,300 Building $258,400 | |
| 2025 | $5,398.00 (+1.62%) | $78,800 Land $29,700 Building $49,100 | $414,700 Land $156,300 Building $258,400 |
| 2024 | $5,312.00 (+0.08%) | ||
| 2023 | $5,308.00 (+9.49%) | $76,000 (+17.27%) Land $16,490 Building $59,510 | $400,000 Land $86,800 Building $313,200 |
| 2022 | $4,848.00 | $64,810 Land $19,800 Building $45,010 | |
| 2021 | $341,100 Land $104,200 Building $236,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 306 Ridge Oak Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 306 Ridge Oak Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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