Burke County property record for 306 Ramsey St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,474 sqft · built 1963 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $801 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2703434917 |
| Primary APN | 2703434917 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,474 sqft Living Area |
| 1st Floor Area | 1,474 sqft |
| Basement Area | 1,268 sqft |
| Unfinished Basement | 1,268 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Porch | Slab |
| Porch Area | 10 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 306 RAMSEY ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-3912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MEDIUM INT |
| Legal Description | 306 RAMSEY ST MORGANTON, NC 28655 |
| Legal Subdivision | SURVEY OF PROPERTY FOR MULL INC |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 21400 |
306 Ramsey St is owned by two individuals who acquired it in November 2007.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 204 WILSON ST, MORGANTON, NC 28655-2622 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 21, 2007 |
| Transfer Doc | 0017200430 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 306 Ramsey St was $801, up 0.6% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $801.00 (+0.63%) | $125,974 (-) Land $17,500 Building $108,474 | $125,974 (-) Land $17,500 Building $108,474 |
| 2025 | $796.00 | $125,974 Land $17,500 Building $108,474 | $125,974 Land $17,500 Building $108,474 |
| 2023 | $793.00 | $125,974 Land $17,500 Building $108,474 | $125,974 Land $17,500 Building $108,474 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 306 Ramsey St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 306 Ramsey St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Compas X-Stream Cable | 1,000 / 50 |
May also be available: AT&T, Spectrum, T-Mobile, Verizon.
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