Horry County property record for 306 Railing Ln, Myrtle Beach, SC 29588 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 2015 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $216,500 (Jan 2015) |
| Tax Bill | $867 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 457-11-03-0031 |
| Primary APN | 457-11-03-0031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Enclosed Porch |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 1903801055 |
|---|---|
| Street Address | 306 RAILING LN |
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29588-5539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOMMERSET COVE PH I; LOT 58 |
| Legal Subdivision | SOMMERSET COVE PH I |
| Legal Lot Number | 58 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 51605 |
Source: Horry County records · APN 457-11-03-0031
Assessment roll updated September 13, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 306 RAILING LN, MYRTLE BEACH, SC 29588-5539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE |
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 15, 2015 · Amount on Record |
| Deed Sale | Jan 15, 2015 · Amount on Record |
| Prior Sale | Feb 20, 2014 · Amount on Record |
| Deed Document Number | 0037921944 |
| Deed Book / Page | 3792 / 1944 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 306 RAILING LN, MYRTLE BEACH, SC 29588-5539 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 306 RAILING LN, MYRTLE BEACH, SC 29588-5539 |
| Document Number | 65570000002556 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 0000006557/0000002556 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 306 RAILING LN, MYRTLE BEACH, SC 29588-5539 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 306 RAILING LN, MYRTLE BEACH, SC 29588-5539 |
| Document Number | 63750000001177 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 0000006375/0000001177 |
| Name | AMERICAN FINANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 306 RAILING LN, MYRTLE BEACH, SC 29588-5539 |
| Document Number | 6174/3394 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 306 RAILING LN MYRTLE BEACH SC 295885539, MYRTLE BEACH, SC 29588-5539 |
| Document Number | 6174/3394 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 006174/003394 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2050 |
Source: Horry County records · Assessment roll updated September 13, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $867.00 | ||
| 2024 | $867.00 (+10.31%) | $13,184 (+44.8%) Land $3,617 Building $9,567 | $329,594 (+44.8%) Land $90,420 Building $239,174 |
| 2023 | $786.00 (+3.15%) | $9,105 (-) Land $1,725 Building $7,380 | $227,620 (-) Land $43,120 Building $184,500 |
| 2021 | $762.00 | $9,105 Land $1,725 Building $7,380 | $227,620 Land $43,120 Building $184,500 |
Source: FEMA National Flood Hazard Layer, Horry County (45051C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450510516053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 172 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 172 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2018, other causes |
| Wildfire Risk | Low above 32% of the US · above 6% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Horry Telephone Cooperative | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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