306 Prospect St, Phoenixville, PA 19460 Property Records

Chester County property record for 306 Prospect St, Phoenixville, PA 19460

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,104 sqft · built 1900
Lot Size	0.032 acres (1,407 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Dec 2020)
Tax Bill	$353 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-9-292`

Property Details

APN / Parcel Number

Primary APN	`15-9-292`
Alternative APNs	`1509 02920000` `1509 0292`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2007
Architectural Style	Old Style
Exterior Material	Stucco
Lot Area	1,407 sqft (0.032 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	306 PROSPECT ST
City	PHOENIXVILLE
State	PA
Zip	19460-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DC
Legal Description	LOT & DWG
Jurisdiction	CHESTER PA
Township / Civil Division	PHOENIXVILLE
Census Block Group	1
Census Block	1011
Census Tract	300700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Phoenixville Historic District listed 1987 · 909 contributing resources · NRIS 87000378

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

306 Prospect St is owned and occupied by an individual who bought it in December 2020.

Source: Chester County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	306 PROSPECT ST, PHOENIXVILLE, PA 19460-3428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 22, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	Apr 10, 2008 · Amount on File
Deed Document Number	202011785905
Deed Book / Page	10367 / 253
Prior Transfer Date	Nov 23, 1999
Prior Transfer Doc	0000000457
Record Updated	Oct 29, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Dec 8, 2020
Property Address	306 PROSPECT ST, PHOENIXVILLE, PA 19460-3428
Document Number	0103670253
Book / Page	10367 / 253
Instrument Date	Nov 23, 2020
Instrument	11785905
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	CENTRAL MONTGOMERY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 PROSPECT ST, PHOENIXVILLE, PA 19460-3428

Mortgage

Document Number	0011785906
Date	Dec 8, 2020
Instrument	11785906

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	306 PROSPECT ST, PHOENIXVILLE, PA 19460-3428
Document Number	0095410713
Book / Page	009541 / 000713
Instrument Date	Apr 22, 2017
Transaction Type	Mortgage
Record Updated	May 29, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 PROSPECT ST PHOENIXVILLE PA 194603428, PHOENIXVILLE, PA 19460-3428

Mortgage

Document Number	0095410713
Date	May 16, 2017
Book Page	009541/000713
Instrument	11543009

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 15, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 306 Prospect St was $353.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
Municipality	Phoenixville Borough
Unified School District	Phoenixville Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$353.00	$72,200 Land $24,720 Building $47,480	$72,200 Land $24,720 Building $47,480
2024	$3,313.00	$72,200 Land $24,720 Building $47,480
1998			$72,200 Land $24,720 Building $47,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 306 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	26 (1993–2021)
Claims Outside the SFHA	5 of 26
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 306 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHOENIXVILLE WATER DEPT serves 16,599 people · EPA ID PA1150077
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures