Whiteside County property record for 306 Prospect St, Morrison, IL 61270
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,000 (Jul 2025) |
| Tax Bill | $5,050 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0918127017 |
| Primary APN | 0918127017 |
|---|---|
| Alternative APNs |
|
| Lot Area | 37,026 sqft (0.85 acres) |
|---|
| Account Number | 122003 |
|---|---|
| Street Address | 306 PROSPECT ST |
| City | MORRISON |
| State | IL |
| Zip | 61270-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 1 BLK B NW SEC 18 TWP 21 RNG 5 |
| Legal Range | 05E |
| Legal Township | 21N |
| Legal Section | 18 |
| Legal Block | B |
| Legal Lot Number | 1 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 200 |
Source: Whiteside County records · APN 0918127017
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 30368 PRAIRIE ST, ROCK FALLS, IL 61071-9012 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Nov 16, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST GATEWAY CU |
| Nov 05, 2020 | Deed, Transfer · Stand-Alone First Mortgage FIRST GATEWAY CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 07, 2025 · Amount on Record |
| Deed Sale | Jul 07, 2025 · Amount on Record |
| Prior Sale | Nov 05, 2020 · Amount on Record |
| Deed Document Number | 20253277 |
| Prior Transfer Date | Apr 11, 2007 |
| Prior Transfer Doc | 0031992007 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 306 PROSPECT ST, MORRISON, IL 61270-2221 |
| Document Number | 0000007441 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2020 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 308 W MAIN ST MORRISON IL 612702439, MORRISON, IL 61270-2439 |
| Document Number | 0000007441 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 7441 |
| Name | FIRST GATEWAY CU |
|---|---|
| Type | Credit Union |
| Address | CAMANCHE, IA 52730 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.85% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Nov 05, 2020 |
| Property Address | 306 PROSPECT ST, MORRISON, IL 61270-2221 |
| Document Number | 0000007196 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2020-07196 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PROSPECT ST, MORRISON, IL |
| Document Number | 0000007197 |
|---|---|
| Date | Nov 05, 2020 |
| Instrument | 2020-07197 |
| Name | FIRST GATEWAY CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Mount Pleasant Township |
| Municipality | Morrison City |
| Unified School District | Morrison Community Unit School District 6 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,050.00 | $66,000 Land $5,336 Building $60,664 | |
| 2024 | $198,000 Land $16,008 Building $181,992 |
Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171950002001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1997–2019) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 487 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Surf Air Wireless Fiber | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | MORRISON serves 4,188 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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