Fulton County and Johnstown City property record for 306 Prospect St, Johnstown, NY 12095
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,112 sqft · built 1910 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $154,900 (Jan 2024) |
| Tax Bill | $1,987 (2026) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage May 2022 Sale |
| APN | 170800 174.8-23-4 |
| Primary APN | 170800 174.8-23-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,112 sqft Total Area |
| 1st Floor Area | 1,065 sqft |
| 2nd Floor Area | 1,047 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 110 ft deep x 44 ft wide |
| Porch | Porch |
| Porch Area | 792 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 306 PROSPECT ST |
|---|---|
| City | JOHNSTOWN |
| State | NY |
| Zip | 12095-3111 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 23 |
| Legal Lot Number | 4.000 |
| Jurisdiction | FULTON NY |
| Township / Civil Division | JOHNSTOWN |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 971200 |
306 Prospect St, a duplex, is owned by two individuals who bought it in January 2024.
Source: Fulton County and Johnstown City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 203 EGAN RD, GLOVERSVILLE, NY 12078-6640 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2024 | Deed, Transfer · Stand-Alone First Mortgage KEY BANK NA |
| May 25, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2024 · Amount on File |
| Deed Sale | Jan 8, 2024 · Amount on File |
| Prior Sale | Dec 5, 2005 · Amount on File |
| Deed Document Number | 202484447 |
| Prior Transfer Date | Mar 31, 2022 |
| Prior Transfer Doc | 0202274891 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Jan 8, 2024 |
| Property Address | 306 PROSPECT ST, JOHNSTOWN, NY 12095-3111 |
| Document Number | 0202484447 |
| Instrument Date | Jan 4, 2024 |
| Instrument | 2024-84447 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 EGAN RD, GLOVERSVILLE, NY 12078-6640 |
| Document Number | 0202484448 |
|---|---|
| Date | Jan 8, 2024 |
| Instrument | 2024-84448 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | May 25, 2022 |
| Property Address | 306 PROSPECT ST, JOHNSTOWN, NY 12095-3111 |
| Document Number | 0202274891 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022-74891 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 381 BROOKFIELD RD, BRIMFIELD, MA 01010-9676 |
The 2026 property tax bill for 306 Prospect St was $1,987, down 31.5% from the year before.
Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Fulton County |
| Municipality | Johnstown City |
| Unified School District | Johnstown City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,987.00 (-31.48%) | ||
| 2025 | $2,900.00 | $63,000 Land $8,300 Building $54,700 | $101,613 Land $13,387 Building $88,226 |
| 2023 | $63,000 (-) Land $8,300 Building $54,700 | $84,000 (+12%) Land $11,067 Building $72,933 | |
| 2022 | $63,000 Land $8,300 Building $54,700 | $75,000 Land $9,881 Building $65,119 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 306 Prospect St; there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2022) |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 306 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTOWN (C) WATER WORKS serves 8,154 people · EPA ID NY1700019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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