Kendall County property record for 306 Persimmon Ln, Oswego, IL 60543 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,960 sqft · built 1997 |
| Lot Size | 0.298 acres (12,980 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,173 (2024) |
| Deeds & Mortgages | Nov 2017 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-19-251-014 |
| Primary APN | 03-19-251-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,960 sqft Living Area |
| Gross Area | 2,360 sqft |
| 1st Floor Area | 1,960 sqft |
| Basement Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 12,980 sqft (0.298 acres) |
| Lot Dimensions | 137 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 306 PERSIMMON LN |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-8251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 ARBOR GATE UNIT ONE VILLAGE OF OSWEGO |
| Legal Subdivision | ARBOR GATE |
| Legal Lot Number | 14 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 890108 |
Source: Kendall County records · APN 03-19-251-014
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 306 PERSIMMON LN, OSWEGO, IL 60543-8251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 02, 2017 | Deed of Trust, Mortgage CARVER STATE BANK |
| Jul 22, 2020 | Quit Claim Deed, Transfer · FHA Mortgage INTERCONTINENTAL CAP |
| Nov 06, 2018 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2020 |
| Deed Sale | Jul 22, 2020 |
| Prior Sale | Nov 06, 2018 · Amount on Record |
| Deed Document Number | 202013236 |
| Prior Transfer Date | Jul 08, 2020 |
| Prior Transfer Doc | 0000013236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 306 PERSIMMON LN, OSWEGO, IL 60543-8251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017516 |
|---|---|
| Date | Nov 02, 2017 |
| Instrument | 201700017516 |
| Name | CARVER STATE BANK |
|---|---|
| Type | Bank |
| Address | OSWEGO, IL 60543 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Oct 24, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jul 22, 2020 |
| Property Address | 306 PERSIMMON LN, OSWEGO, IL 60543-8251 |
| Document Number | 0000013236 |
| Instrument Date | Jul 08, 2020 |
| Instrument | 13236 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 306 PERSIMMON LN OSWEGO IL 605438251, OSWEGO, IL 60543-8251 |
| Document Number | 13237 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 13237 |
| Name | INTERCONTINENTAL CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 265 BROADHOLLOW RD, MELVILLE, NY 11747-4833 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Nov 06, 2018 |
| Property Address | 306 PERSIMMON LN, OSWEGO, IL 60543-8251 |
| Document Number | 0000015906 |
| Instrument Date | Oct 17, 2018 |
| Instrument | 15906 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1741 WOODBURY LN AURORA IL 605035694, AURORA, IL 60503-5694 |
| Document Number | 15907 |
|---|---|
| Date | Nov 06, 2018 |
| Instrument | 15907 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 05, 2048 |
| Rate | 4.12% |
|---|
Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $124,789 (+28.1%) Land $26,631 Building $98,158 | $374,367 (+28.1%) Land $79,893 Building $294,474 | |
| 2024 | $9,173.00 | ||
| 2022 | $97,418 Land $20,790 Building $76,628 | $292,254 Land $62,370 Building $229,884 |
Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170938901082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 252 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Benton Ridge Telephone Company | Fixed Wireless | 400 / 40 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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