306 Old Schaeffer Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 306 Old Schaeffer Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,522 sqft · built 1970
Lot Size	0.204 acres (8,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$542,640 (Jun 2026)
Tax Bill	$2,874 (2025)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`207420A000`

Property Details

APN / Parcel Number

Primary APN	`207420A000`
Alternative APN	`2-042D-4049-00-0024.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,522 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	1,056 sqft
Basement Area	480 sqft
Finished Basement	466 sqft
Unfinished Basement	14 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,880 sqft (0.204 acres)
Lot Dimensions	120 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	207420A000
Street Address	306 OLD SCHAEFFER LN
City	O FALLON
State	MO
Zip	63366-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	ST BARNABAS PK #3 LOT 24
Legal Subdivision	ST BARNABAS PK #3
Legal Lot Number	24
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4011
Census Tract	311802

Owner

Source: St. Charles County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	306 OLD SCHAEFFER LN, O FALLON, MO 63366-1102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · Line of Credit TRUST COMPANY
May 23, 2022	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
May 23, 2022	Affidavit of Death of Joint Tenant, Transfer INVESTORS TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	May 23, 2022 · Amount on Record
Deed Document Number	202629708
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 25, 2026
Property Address	306 OLD SCHAEFFER LN, O FALLON, MO 63366-1102
Document Number	0000029708
Instrument Date	Jun 23, 2026
Instrument	202629708
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 OLD SCHAEFFER LN, O FALLON, MO 63366-1102
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029709,
Date	Jun 25, 2026
Instrument	202629709

Lender

Name	TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 23, 2022
Property Address	306 OLD SCHAEFFER LN, O FALLON, MO 63366-1102
Document Number	0000029127
Map Reference	MB 10 PG 30
Instrument Date	May 17, 2022
Instrument	2022R-029127
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 KILLARNEY LN, MOSCOW MILLS, MO 63362-1713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 OLD SCHAEFFER LN, O FALLON, MO 63366-1102

Mortgage

Document Number	0000029128
Date	May 23, 2022
Instrument	2022R-029128

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Mortgage

Document Number	0000029129
Date	May 23, 2022
Instrument	2022R-029129

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	May 23, 2022
Property Address	306 OLD SCHAEFFER LN, O FALLON, MO 63366-1102
Document Number	0000029126
Map Reference	MB 10 PG 30
Instrument Date	May 17, 2022
Instrument	2022R-029126
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 KILLARNEY LN, MOSCOW MILLS, MO 63362-1713

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,874.00	$44,548 (+11.19%)	$234,463 (+11.19%) Land $50,000 Building $184,463
2023		$40,065
2022			$210,870 Land $40,000 Building $170,870

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Old Schaeffer Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures