Dorchester County property record for 306 Oakley St, Cambridge, MD 21613 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,905 sqft · built 1922 |
| Lot Size | 0.232 acres (10,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Mar 2026) |
| Tax Bill | $3,489 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-106785 |
| Primary APN | 07-106785 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,905 sqft Total Area |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,125 sqft (0.232 acres) |
| Porch | Slab |
| Porch Area | 272 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 106785 |
|---|---|
| Street Address | 306 OAKLEY ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10,125 SQ.FT 306 OAKLEY STREET CAMBRIDGE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 970400 |
Source: Dorchester County records · APN 07-106785
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 306 OAKLEY ST, CAMBRIDGE, MD 21613-1712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 03, 2026 | Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Dec 23, 2019 | Deed, Transfer · Conventional Mortgage CHESAPEAKE BANK & TRUST COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2026 · Amount on Record |
| Deed Sale | Mar 03, 2026 · Amount on Record |
| Prior Sale | Dec 27, 2024 · Amount on Record |
| Deed Book / Page | 1999 / 360 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Mar 03, 2026 |
| Property Address | 306 OAKLEY ST, CAMBRIDGE, MD 21613-1712 |
| Document Number | 0019990360 |
| Book / Page | 1999 / 360 |
| Instrument Date | Dec 10, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Title Company | ATG TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,037.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 306 OAKLEY ST, CAMBRIDGE, MD 21613-1712 |
| Document Number | 0001999369 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 1999/369 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Dec 23, 2019 |
| Property Address | 306 OAKLEY ST, CAMBRIDGE, MD 21613-1712 |
| Document Number | 0015540247 |
| Book / Page | 1554 / 247 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 306 OAKLEY ST, CAMBRIDGE, MD 21613-1712 |
| Document Number | 0001554255 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 1554/255 |
| Name | CHESAPEAKE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,700 (+24.17%) | $320,500 (+72.5%) Land $51,700 Building $268,800 | |
| 2025 | $3,489.00 (+26.28%) Homeowner's exemption | $185,800 (+24.25%) Land $26,600 Building $159,200 | $185,800 (-) Land $26,600 Building $159,200 |
| 2023 | $2,763.00 | $149,533 | $185,800 Land $26,600 Building $159,200 |
Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240199704004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 36 individual NFIP policies nearby |
| Nearby Flood Policies | 60 units insured 24 under condo master policies |
| Nearby Flood Claims | 25 (1979–2025) |
| Claims Outside the SFHA | 4 of 25 |
| Most Recent Claim | Jul 2025 |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Cambridge Historic District, Wards I and III listed 1990 · 675 contributing resources · NRIS 90001370 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 687 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: Bay Country Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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