306 Oak Hill Ln, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 306 Oak Hill Ln, Smithfield, VA 23430

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,110 sqft · built 2017
Lot Size0.197 acres (8,560 sqft)
Owner2 Individual Names on Record
Last Sale$455,000 (Jun 2026)
Tax Bill$3,600 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-01-075A37

Property Details

APN / Parcel Number

Primary APN32-01-075A37
Alternative APN
  • 24733

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,110 sqft Living Area
1st Floor Area3,452 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Roof MaterialAsphalt
Lot Area8,560 sqft (0.197 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address306 OAK HILL LN
CitySMITHFIELD
StateVA
Zip23430-6376
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 37 BENNS GRANT SUBDIVISION PH 3B PLAT I#170004756
Legal SubdivisionBENNS GRANT PHASE 3B
Legal Lot Number37
JurisdictionISLE OF WIGHT VA
Township / Civil DivisionWINDSOR
Census Block Group1
Census Block1024
Census Tract280105

Owner

Source: Isle Of Wight County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address306 OAK HILL LN, SMITHFIELD, VA 23430-6376
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2026 · Amount on Record
Deed SaleJun 30, 2026 · Amount on Record
Deed Document Number20263114
Record UpdatedOct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionISLE OF WIGHT VA
Recording DateJun 30, 2026
Property Address306 OAK HILL LN, SMITHFIELD, VA 23430-6376
Document Number0000003114
Instrument DateJun 23, 2026
Instrument20263114
Transaction TypeTransfer
Record UpdatedJul 14, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$45,955.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address306 OAK HILL LN, SMITHFIELD, VA 23430-6376

Mortgage

Document Number0000003115,
DateJun 30, 2026
Instrument20263115
Lender
NameSOUTHERN TRUST MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyIsle Of Wight County
Unified School DistrictIsle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,600.00 (+4.53%)$444,500 (-) Land $93,500 Building $351,000$444,500 (-) Land $93,500 Building $351,000
2025$3,444.00$444,500 (-) Land $93,500 Building $351,000$444,500 (-) Land $93,500 Building $351,000
2023$444,500 Land $93,500 Building $351,000$444,500 Land $93,500 Building $351,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2006–2012)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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