306 N River St, Commerce, OK 74339 Property Records

Ottawa County property record for 306 N River St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 440 sqft · built 1938
Lot Size	0.11 acres (4,801 sqft)
Owner	Individual Name on File
Last Sale	$7,000 (Dec 2022)
Tax Bill	$143 (2025)
Deeds & Mortgages	Dec 2022 Re-recorded Document Dec 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19990`

Property Details

APN / Parcel Number

Primary APN	`19990`
Alternative APN	`5620-00-012-007-0-000-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	440 sqft Living Area
1st Floor Area	440 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1992
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,801 sqft (0.11 acres)

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C

Location & Zoning

Account Number	19990
Street Address	306 N RIVER ST
City	COMMERCE
State	OK
Zip	74339-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7, BLK 12 COMMERCE OP
Legal Range	23E
Legal Township	28N
Legal Section	6
Legal Subdivision	COMMERCE O.P.
Legal Block	12
Legal Lot Number	7
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3035
Census Tract	574200

Owner

306 N River St is owned by an individual who bought it in December 2022.

Source: Ottawa County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	309 N RIVER ST, COMMERCE, OK 74339-1509
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Re-recorded Document
Dec 12, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 30, 2022	Warranty Deed, Transfer APEX TITLE NORTHEAST OK LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2022 · Amount on File
Deed Sale	Dec 20, 2022 · Amount on File
Prior Sale	Dec 12, 2022 · Amount on File
Deed Document Number	20226398
Deed Book / Page	1174 / 777
Record Updated	Oct 29, 2026

December 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	OTTAWA OK
Recording Date	Dec 20, 2022
Property Address	306 N RIVER ST, COMMERCE, OK 74339-1510
Document Number	001174/777
Book / Page	1174 / 777
Instrument Date	Dec 12, 2022
Instrument	I-2022-006398
Record Updated	Jan 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 N RIVER ST, COMMERCE, OK 74339-1509

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OK
Recording Date	Dec 12, 2022
Property Address	306 N RIVER ST, COMMERCE, OK 74339-1510
Document Number	001174/447
Book / Page	1174 / 447
Instrument Date	Dec 12, 2022
Instrument	I-2022-006270
Transaction Type	Transfer
Record Updated	Dec 26, 2022

Transaction

Amount	Amount on Record
Tax	$10.50
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 N RIVER ST, COMMERCE, OK 74339-1509

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Mar 30, 2022
Property Address	306 N RIVER ST, COMMERCE, OK 74339-1510
Document Number	0001158/55
Book / Page	1158 / 55
Instrument Date	Mar 25, 2022
Instrument	I-2022-001631
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Amount	Amount on Record
Tax	$3.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	331 C ST SW, MIAMI, OK 74354-7613

Tax Assessment & Valuation

The 2025 property tax bill for 306 N River St was $143, up 0.7% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,532 (+3.93%) Land $162 Building $1,370	$13,437 (+3.98%) Land $1,419 Building $12,018
2025	$143.00 (+0.7%)	$1,474 (+4.17%) Land $162 Building $1,312	$12,923 (+4.13%) Land $1,419 Building $11,504
2024	$142.00 (+11.81%)	$1,415 (-) Land $162 Building $1,253	$12,410 (-) Land $1,419 Building $10,991
2023	$127.00 (+20.95%)	$1,415 (+23.15%) Land $162 Building $1,253	$12,410 (-) Land $1,419 Building $10,991
2022	$105.00	$1,149 Land $137 Building $1,012	$12,410 Land $1,419 Building $10,991

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 306 N River St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 N River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on N River St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures