306 N Main St, Ovid, MI 48866 Property Records

Clinton County property record for 306 N Main St, Ovid, MI 48866

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,268 sqft · built 1900
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Nov 2025)
Tax Bill	$2,319 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`580-000-031-013-00`

Property Details

APN / Parcel Number

Primary APN	`580-000-031-013-00`
Alternative APN	`12100003101300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,268 sqft Living Area
1st Floor Area	1,124 sqft
Basement Area	1,124 sqft
Unfinished Basement	1,124 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	128 ft deep x 216 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	420 sqft
Deck Area	220 sqft
Patio Area	220 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	306 N MAIN ST
City	OVID
State	MI
Zip	48866-9795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2
Legal Description	LOTS 13, 14, 15, & 16, AND W 8 FT OF LOT 17, ALSO S 22 FT OF LOT 12 & S 22 FT OF W 8 FT OF LOT 8, BLK B, OVID.
Legal Subdivision	VILLAGE OF OVID
Legal Block	B
Legal Lot Number	8,12-17
Jurisdiction	CLINTON MI
Township / Civil Division	OVID
Census Block Group	2
Census Block	2019
Census Tract	11001

Owner

306 N Main St is owned and occupied by an individual who bought it in November 2025.

Source: Clinton County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	502 N MAIN ST, CRYSTAL, MI 48818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 19, 2025	Deed, Transfer · Conventional Mortgage MERCANTILE BANK
Dec 1, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2025 · Amount on File
Deed Sale	Nov 19, 2025 · Amount on File
Prior Sale	Dec 1, 2022 · Amount on File
Deed Document Number	20255359467
Prior Transfer Date	Jun 17, 2025
Prior Transfer Doc	0005355712
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	306 N MAIN ST, OVID, MI 48866-9795
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 N MAIN ST, OVID, MI 48866-9795

Mortgage

Document Number	0005334455
Date	Apr 13, 2023
Instrument	5334455

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON MI
Recording Date	Nov 19, 2025
Property Address	306 N MAIN ST, OVID, MI 48866-9795
Document Number	0005359467
Map Reference	LB 21 PG 367
Instrument Date	Oct 30, 2025
Instrument	5359467
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 S MAIN ST, CRYSTAL, MI 48818-9657

Mortgage

Document Number	0005359468
Date	Nov 19, 2025
Instrument	5359468

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Dec 1, 2022
Property Address	306 N MAIN ST, OVID, MI 48866-9795
Document Number	0005331253
Map Reference	LB 21 PG 367
Instrument Date	Jun 20, 2022
Instrument	5331253
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	AMROCK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13531 AUSTIN CT, HARTLAND, MI 48353-3767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 N MAIN ST, OVID, MI 48866-9795

Mortgage

Document Number	0005331254
Date	Dec 1, 2022
Instrument	5331254

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	175 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 306 N Main St was $2,319 with a homeowner's exemption, down 51.3% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	Ovid City
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,100 (+8.59%) Land $21,300 Building $79,800	$202,200 (+8.59%) Land $42,600 Building $159,600
2025	$2,319.00 (-51.26%)	$93,100 Land $11,200 Building $81,900	$186,200 Land $22,400 Building $163,800
2024	$4,758.00 (+76.22%)
2023	$2,700.00	$74,200	$148,400
2022	$2,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 306 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVID serves 1,612 people · EPA ID MI0005100
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DayStarr.

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