Covington County property record for 306 N Main St, Mount Olive, MS 39119
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,658 sqft · built 2000 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,469 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Sep 2009 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181K12 02400 |
| Primary APN | 181K12 02400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 3,658 sqft Adjusted Area |
| 1st Floor Area | 2,122 sqft |
| 2nd Floor Area | 1,087 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 38,333 sqft (0.88 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 13732 |
|---|---|
| Street Address | 306 N MAIN ST |
| City | MOUNT OLIVE |
| State | MS |
| Zip | 39119-5608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .88 AC NW PT SW4 NW4 BETWEEN OLD HWY 49 & JAYNESVILLE RD 9504115-010 B 237 P 231 01/11/2001 |
| Legal Range | 17W |
| Legal Township | 09N |
| Legal Section | 12 |
| Jurisdiction | COVINGTON MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 950300 |
306 N Main St is owned and occupied by an individual.
Source: Covington County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 306 N MAIN ST, MOUNT OLIVE, MS 39119-5608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2020 | Deed of Trust, Mortgage REGIONS BANK |
| Sep 24, 2009 | Deed of Trust, Mortgage REGIONS BANK |
| Oct 6, 2009 | Deed of Trust, Mortgage REGIONS BANK/ ANGIE DELLINGER, TRUSTEE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 306 N MAIN ST, MOUNT OLIVE, MS 39119-5608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000779/303 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 779/303 |
| Instrument | 1064595 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Jul 20, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 306 N MAIN ST, MOUNT OLIVE, MS 39119-5608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000628/349 |
|---|---|
| Date | Sep 24, 2009 |
| Book Page | 628/349 |
| Name | REGIONS BANK |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVINGTON MS |
| Property Address | 306 N MAIN ST, MOUNT OLIVE, MS 39119-5608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 306 M ST N, MOUNT OLIVE, MS 39119 |
| Document Number | 000628/753 |
|---|---|
| Date | Oct 6, 2009 |
| Book Page | 628/753 |
| Name | REGIONS BANK/ ANGIE DELLINGER, TRUSTEE |
|---|---|
| Address | BIRMINGHAM, AL 35283 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Sep 1, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 306 N Main St was $1,469 with exemptions applied.
Source: Covington County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Covington County |
| Municipality | Mount Olive Town |
| Unified School District | Covington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,469.00 Disabled Person's exemption | $20,033 | |
| 2024 | $1,469.00 | $200,330 (-) Land $5,000 Building $195,330 | |
| 2023 | $20,033 (-) | $200,330 (-) Land $5,000 Building $195,330 | |
| 2022 | $1,382.00 Disabled Person's exemption | $20,033 | $200,330 Land $5,000 Building $195,330 |
| 2019 | $1,131.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 306 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1990) |
| Most Recent Claim | Feb 1990 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 306 N Main St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COVINGTON W/A-NORTH public/private · serves 1,259 people · EPA ID MS0160004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Copper | 1.7 mg/L (2018–2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 10 / 1 |
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