306 N Hamilton St, Georgetown, KY 40324 Property Records

Scott County property record for 306 N Hamilton St, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,756 sqft
Lot Size	0.201 acres (8,774 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Dec 2025)
Tax Bill	$3,080 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`166-30-348.000`

Property Details

APN / Parcel Number

Primary APN	`166-30-348.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,756 sqft Living Area
1st Floor Area	432 sqft
Basement Area	3,756 sqft
Unfinished Basement	3,756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	8,774 sqft (0.201 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	306 N HAMILTON ST
City	GEORGETOWN
State	KY
Zip	40324-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 52
Legal Subdivision	VICTORIA ESTATES PH II SEC A
Legal Lot Number	SHOWN,O
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2005
Census Tract	40102

Owner

306 N Hamilton St is owned and occupied by two individuals who bought it in December 2025.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 N HAMILTON ST, GEORGETOWN, KY 40324-1821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 21, 2021	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Feb 8, 2017	Deed, Transfer · Line of Credit PEOPLES EXCHANGE BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	Jul 21, 2021 · Amount on File
Deed Document Number	2025565853
Deed Book / Page	462 / 751
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Dec 16, 2025
Property Address	306 N HAMILTON ST, GEORGETOWN, KY 40324-1821
Document Number	00D462/751
Book / Page	D462 / 751
Instrument Date	Dec 5, 2025
Instrument	565853
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	PRECISE TITLE SERVICES INC, PRECISE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7311 CAYMAN WAY APT 7, 7, MAINEVILLE, OH 45039-9469

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	306 N HAMILTON ST, GEORGETOWN, KY 40324-1821

Mortgage

Document Number	0000565854
Date	Dec 16, 2025
Instrument	565854

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 21, 2021
Property Address	306 N HAMILTON ST, GEORGETOWN, KY 40324-1821
Document Number	D425/745
Book / Page	D425 / 745
Instrument Date	Jul 19, 2021
Instrument	439404
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 THOROUGHBRED WAY, 105, GEORGETOWN, KY 40324-8602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 N HAMILTON ST, GEORGETOWN, KY 40324-1821

Mortgage

Document Number	439405
Date	Jul 21, 2021
Instrument	439405

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Feb 8, 2017
Property Address	306 N HAMILTON ST, GEORGETOWN, KY 40324-1821
Document Number	D384/639
Book / Page	D384 / 639
Instrument Date	Feb 8, 2017
Instrument	365351
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 E MAIN ST, 601, GEORGETOWN, KY 40324-1744

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	105 THOROUGHBRED WAY, GEORGETOWN, KY 40324-8602

Mortgage

Document Number	0M1323/517
Date	Feb 8, 2017
Book Page	M1323/517
Instrument	365352

Lender

Name	PEOPLES EXCHANGE BANK INC
Address	GEORGETOWN, KY 40324

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 8, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 306 N Hamilton St was $3,080.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,000 (+22.9%)	$425,000 (+22.9%)
2025	$3,080.00	$345,800	$345,800
2023	$2,982.00 (+5.78%)	$328,900 (+1.2%) Land $35,000 Building $293,900	$328,900 (+1.2%) Land $35,000 Building $293,900
2022	$2,819.00	$325,000 Land $25,000 Building $300,000	$325,000 Land $25,000 Building $300,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 N Hamilton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 306 N Hamilton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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