306 N Commerce St, Gainesville, TX 76240 Property Records

Cooke County property record for 306 N Commerce St, Gainesville, TX 76240

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3,500 sqft · built 1883
Lot Size0.086 acres (3,751 sqft)
Owner2 Individual Names on File
Tax Bill$1,239 (2026)
Flood ZoneZone X (minimal risk)
APN2300-082-00004

Property Details

APN / Parcel Number

Primary APN2300-082-00004
Alternative APN
  • 15096

Interior

Building Area3,500 sqft Total Area
Upper Floors Area3,500 sqft

Exterior

Year BuiltBuilt 1883
Effective Year BuiltEffective 1883
Lot Area3,751 sqft (0.086 acres)

Location & Zoning

Account Number2300-082-00004
Street Address306 N COMMERCE ST
CityGAINESVILLE
StateTX
Zip76240-3916
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionGAINESVILLE ADDN; BLOCK 82; TR 4 - LOCATION OF THE BRICKSTREET TAVERN; ACRES .0861
Legal SubdivisionGAINESVILLE ADDN
Legal Tract4
Legal Block82
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group4
Census Block4053
Census Tract500

Owner

306 N Commerce St, a commercial property, is owned by two individuals who acquired it in October 2012.

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1201 HILLSIDE DR, GAINESVILLE, TX 76240-2921
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2012
Deed SaleOct 3, 2012
Prior SaleMay 31, 2011 · Amount on File
Deed Document Number201232031
Deed Book / Page1829 / 687
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 306 N Commerce St was $1,239, up 20.1% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,239.00 (+20.06%)$59,220 (+2%)$60,600 (+22.8%) Land $37,500 Building $23,100
2025$1,032.00 (+10.37%)$49,350 Land $26,250 Building $23,100$49,350 Land $26,250 Building $23,100
2024$935.00
2023$47,016 Land $26,250 Building $20,766$47,016 Land $26,250 Building $20,766
2022$913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 N Commerce St in Zone X, an area of minimal flood risk, though there have been 103 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims103 (1981–2009)
Claims Outside the SFHA6 of 103
Most Recent ClaimMay 2009 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 30 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 N Commerce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
ElektraFi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Element8, Nextlink, Verizon.

Nearby Properties on N Commerce St

Nearby Streets

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