306 N 641, Camden, TN 38320 Property Records

Benton County property record for 306 N 641, Camden, TN 38320

Property Summary

Property Type	Commercial
Details	1.5 ba · 4,000 sqft · built 1997
Lot Size	0.93 acres (40,500 sqft)
Owner	Individual Name on File
Last Sale	$151,200 (Aug 2019)
Tax Bill	$4,049 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`003073O A 01701`

Property Details

APN / Parcel Number

Primary APN	`003073O A 01701`
Alternative APN	`073O A 01701`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,000 sqft Living Area
1st Floor Area	4,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,500 sqft (0.93 acres)
Lot Dimensions	300 ft deep x 135 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Porch	Open Porch
Porch Area	1,150 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	306 N 641
City	CAMDEN
State	TN
Zip	38320
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DISTRICT: 05 TRI COUNTY FAMILY, COUNTY AREA: A01
Jurisdiction	BENTON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2012
Census Tract	963300

Owner

306 N 641, a commercial property, is owned by an individual who acquired it in December 2022.

Source: Benton County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	246 CARROLL LAKE RD, MC KENZIE, TN 38201-8768
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Apr 15, 2020	Deed of Trust, Mortgage · Commercial Mortgage CARROLL BANK & TRUST
Jan 9, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 24, 2020	Quit Claim Deed, Transfer Quitclaim
Aug 29, 2019	Warranty Deed, Transfer
Aug 21, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2019 · Amount on File
Deed Sale	Aug 29, 2019 · Amount on File
Prior Sale	Nov 9, 2010 · Amount on File
Deed Document Number	201999152
Deed Book / Page	322 / 693
Last Transfer Date	Dec 30, 2022
Transfer Doc	0000388/79
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON TN
Property Address	306 N 641, CAMDEN, TN 38320
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000404/68
Date	Dec 1, 2023
Book Page	404/68
Instrument	115646

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON TN
Property Address	306 N 641, CAMDEN, TN 38320
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000332/634
Date	Apr 15, 2020
Book Page	332/634
Instrument	101257

Lender

Name	CARROLL BANK & TRUST
Type	Bank
Address	HUNTINGDON, TN 38344

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 15, 2025

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON TN
Recording Date	Jan 9, 2023
Property Address	306 N 641, CAMDEN, TN 38320
Document Number	0000388/79
Book / Page	388 / 79
Instrument Date	Dec 30, 2022
Instrument	112357
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 CARROLL LAKE RD, MC KENZIE, TN 38201-8768

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON TN
Recording Date	Jan 24, 2020
Property Address	306 N 641, CAMDEN, TN 38320
Document Number	000329/319
Book / Page	329 / 319
Instrument Date	Jan 23, 2020
Instrument	100506
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 CARROLL LAKE RD, MC KENZIE, TN 38201-8768
Investor	Possibly a Property Investor

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON TN
Recording Date	Aug 29, 2019
Property Address	306 N 641, CAMDEN, TN 38320
Document Number	000322/693
Book / Page	322 / 693
Instrument Date	Aug 23, 2019
Instrument	99152
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2460 CARROLL LAKE RD, MC KENZIE, TN 38201

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON TN
Recording Date	Aug 21, 2019
Property Address	306 N 641, CAMDEN, TN 38320
Document Number	000322/385
Book / Page	322 / 385
Instrument Date	Mar 7, 2019
Instrument	99065
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 MAYS AVE, HUNTINGDON, TN 38344-1601

Tax Assessment & Valuation

The 2025 property tax bill for 306 N 641 was $4,049.

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Benton County
Municipality	Camden City
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,049.00	$173,000 Land $48,000 Building $125,000	$432,500 Land $120,000 Building $312,500
2023	$5,079.00	$138,560 (-) Land $29,200 Building $109,360
2022	$5,079.00	$138,560 Land $29,200 Building $109,360	$346,400 Land $73,000 Building $273,400
2020			$346,400 Land $73,000 Building $273,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 N 641 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 N 641 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMDEN WATER DEPT serves 10,013 people · EPA ID TN0000090
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

306 N 641, Camden, TN 38320 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N 641

Nearby Streets

Search Property Records by Address or Parcel Number