306 N 3rd St, Ava, IL 62907 Property Records

Jackson County property record for 306 N 3rd St, Ava, IL 62907

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,026 sqft · built 1953
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Oct 2003)
Tax Bill	$2,696 (2024)
Deeds & Mortgages	Sep 2025 Loan Modification Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-25-258-002`

Property Details

APN / Parcel Number

Primary APN	`02-25-258-002`
Alternative APN	`02-25-258-002-0040`

Interior

Bedrooms	2 Beds
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,026 sqft
Basement Area	1,026 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Pole Building Garage
Garage Area	1,500 sqft

Exterior Amenities

Porch	Slab
Patio Area	500 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	306 N 3RD ST
City	AVA
State	IL
Zip	62907-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUES 4TH ADD LOT 2 2.50 ACRES 873/926 635/400 591/335 590/441
Legal Subdivision	BLUES 4TH ADD
Legal Lot Number	2
Jurisdiction	JACKSON IL
Township / Civil Division	BRADLEY
Census Block Group	2
Census Block	2022
Census Tract	10100

Owner

Source: Jackson County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	306 N 3RD ST, AVA, IL 62907-1011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · Loan Modification FIRST STATE BANK OF CAMPBELL HILL
Dec 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE BANK
Jun 17, 2020	Loan Modification, Mortgage · Line of Credit FIRST ST BK/CAMPBELL HILL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2003 · Amount on Record
Deed Sale	Oct 24, 2003 · Amount on Record
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	306 N 3RD ST, AVA, IL 62907-1011
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004200
Date	Sep 5, 2025
Instrument	2025R004200

Lender

Name	FIRST STATE BANK OF CAMPBELL HILL
Type	Bank

Agreement

Type	Loan Modification
Amount	Amount Recorded
Term	61 Months
Due	Oct 10, 2030

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	306 N 3RD ST, AVA, IL 62907-1011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006014
Date	Dec 15, 2020
Instrument	2020R006014

Lender

Name	FIRST STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON IL
Property Address	306 N 3RD ST, AVA, IL 62907-1011
Document Number	0000002993
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	306 N 3RD ST AVA IL 629071011, AVA, IL 62907-1011

Mortgage

Document Number	0000002993
Date	Jul 2, 2020
Instrument	2993

Lender

Name	FIRST ST BK/CAMPBELL HILL
Type	Bank
Address	CAMPBELL HILL, IL 62916

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2025

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Ava City
County	Jackson County
County Subdivision	Bradley Township
Unified School District	Trico Community Unit School District 176 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,899 (+36.02%) Land $5,651 Building $36,248	$125,697 (+36.02%) Land $16,953 Building $108,744
2024	$2,696.00 (+25.28%)
2022	$2,152.00 Homeowner's exemption	$30,803 Land $4,155 Building $26,648	$92,409 Land $12,465 Building $79,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVA serves 1,053 people · EPA ID IL0770050
Water Source	Purchased surface water from KINKAID AREA WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BLIP Networks Fixed Wireless	500 / 500
Wisper ISP Fixed Wireless	400 / 30
Frontier DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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