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306 Murphy Ct, Saint Joseph, MI 49085 Property Records

Berrien County property record for 306 Murphy Ct, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,519 sqft · built 1960
Lot Size0.306 acres (13,329 sqft)
OwnerIndividual Name on File
Last Sale$268,000 (Apr 2020)
Tax Bill$5,188 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Apr 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN76-4300-0028-00-1

Property Details

APN / Parcel Number

Primary APN76-4300-0028-00-1
Alternative APN
  • 11-76-4300-0028-00-1

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,519 sqft Living Area
1st Floor Area1,519 sqft
Basement Area1,519 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRaised Ranch
Lot Area13,329 sqft (0.306 acres)
Lot Dimensions142 ft deep x 94 ft wide
Garage Area661 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address306 MURPHY CT
CitySAINT JOSEPH
StateMI
Zip49085-1818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - A
Legal DescriptionLOT 28 KULL'S ADDITION
Legal SubdivisionKULLS ADDITION
Legal Lot Number28
Legal Unit28
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group2
Census Block2024
Census Tract802

Owner

Source: Berrien County records · APN 76-4300-0028-00-1

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address306 MURPHY CT, SAINT JOSEPH, MI 49085-1818
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2020Deed of Trust, Mortgage · Line of Credit
HONOR CU
Apr 14, 2020Warranty Deed, Transfer · Conventional Mortgage
OAK MORTGAGE LLC
Dec 14, 2017Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE
Dec 11, 2017Warranty Deed, Transfer · Conventional Mortgage
UNITED FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 14, 2020 · Amount on Record
Deed SaleApr 14, 2020 · Amount on Record
Prior SaleApr 14, 2020 · Amount on Record
Deed Book / Page3271 / 2000
Prior Transfer DateJun 12, 2012
Prior Transfer Doc02998/1274
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address306 MURPHY CT, SAINT JOSEPH, MI 49085-1818
Transaction TypeMortgage
Record UpdatedNov 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03266/1279
DateFeb 27, 2020
Book Page3266/1279
Lender
NameHONOR CU
TypeCredit Union
AddressBERRIEN SPRINGS, MI 49103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 12, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateApr 14, 2020
Property Address306 MURPHY CT, SAINT JOSEPH, MI 49085-1818
Document Number03271/2000
Book / Page3271 / 2000
Map ReferenceLB 12 PG 7
Instrument DateMar 30, 2020
Transaction TypeTransfer
Record UpdatedNov 09, 2023
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,304.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address306 MURPHY CT, SAINT JOSEPH, MI 49085-1818

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 MURPHY CT, SAINT JOSEPH, MI 49085-1818

Mortgage

Document Number0032711872
DateApr 14, 2020
Instrument3271/1872
Lender
NameOAK MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2050

December 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateDec 14, 2017
Property Address306 MURPHY CT, SAINT JOSEPH, MI 49085-1818
Document Number03192/1197
Book / Page3192 / 1197
Map ReferenceLB12 PG7
Instrument DateDec 14, 2017
Instrument3192-1197
Transaction TypeTransfer
Record UpdatedNov 09, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 MURPHY CT, SAINT JOSEPH, MI 49085-1818

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateDec 11, 2017
Property Address306 MURPHY CT, SAINT JOSEPH, MI 49085-1818
Document Number03191/3349
Book / Page3191 / 3349
Map ReferenceLB12 PG7
Instrument DateDec 04, 2017
Instrument3191-3349
Transaction TypeTransfer
Record UpdatedNov 09, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 MURPHY CT, SAINT JOSEPH, MI 49085-1818

Mortgage

Document Number0031913350
DateDec 11, 2017
Instrument3191-3350
Lender
NameUNITED FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJan 01, 2028

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$179,500 (+5.16%)$359,000 (+5.16%)
2025$5,188.00 (+2.45%) Homeowner's exemption$170,700 (+33.88%)$341,400 (+33.88%)
2024$5,064.00 (+9.26%)
2023$127,500$255,000
2022$4,635.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Mercury Broadband.

Based on FCC filings for 118 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST JOSEPH
serves 7,930 people
Water SourceSurface water
Last State InspectionJun 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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