306 Mount Royall Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 306 Mount Royall Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,905 sqft · built 1997
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$708,000 (Aug 2021)
Tax Bill	$3,103 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`556-08-00-070`

Property Details

APN / Parcel Number

Primary APN	`556-08-00-070`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,905 sqft Living Area
1st Floor Area	1,727 sqft
Upper Floors Area	1,178 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	306 MOUNT ROYALL DR
City	MOUNT PLEASANT
State	SC
Zip	29464-6251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -LONGPOINT DESCRIPTION -LOT 288 TRACT 11 PHASE III SECTION D AND E SITE NAME -LONGPOINT
Legal Subdivision	LONGPOINT
Legal Phase	3
Legal Tract	11
Legal Lot Number	288
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1039
Census Tract	4614

Owner

306 Mount Royall Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 MOUNT ROYALL DR, MOUNT PLEASANT, SC 29464-6251
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Aug 6, 2021	Deed, Transfer · Conventional Mortgage CITIBANK NA
Jan 31, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK/MIDDLE GA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2021 · Amount on File
Deed Sale	Aug 6, 2021 · Amount on File
Prior Sale	Mar 24, 2014 · Amount on File
Prior Transfer Date	Sep 3, 1999
Prior Transfer Doc	0000069178
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	306 MOUNT ROYALL DR, MOUNT PLEASANT, SC 29464-6251
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 MOUNT ROYALL DR, MOUNT PLEASANT, SC 29464-6251

Mortgage

Document Number	0010010587
Date	Jun 11, 2021
Book Page	1001/587

Lender

Name	RENASANT BANK
Type	Bank
Address	MACON, GA 31210

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	33 Months
Due	Mar 25, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 6, 2021
Property Address	306 MOUNT ROYALL DR, MOUNT PLEASANT, SC 29464-6251
Document Number	0010210099
Book / Page	1021 / 99
Map Reference	MB EA PG 61
Instrument Date	Jul 22, 2021
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 MOUNT ROYALL DR, MOUNT PLEASANT, SC 29464-6251

Mortgage

Document Number	0001021100
Date	Aug 6, 2021
Instrument	1021/100

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	306 MOUNT ROYALL DR, MOUNT PLEASANT, SC 29464-6251
Document Number	0699/0176
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 MOUNT ROYALL DR MOUNT PLEASANT SC 294646251, MOUNT PLEASANT, SC 29464-6251

Mortgage

Document Number	0699/0176
Date	Feb 16, 2018
Book Page	000699/000176

Lender

Name	SUNTRUST BK/MIDDLE GA
Type	Bank
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 306 Mount Royall Dr was $3,103, up 12.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,103.00 (+12.59%)	$814,200 (+2,775%) Land $150,200 Building $664,000	$864,000 Land $200,000 Building $664,000
2024	$2,756.00	$28,320
2022	$2,551.00	$28,320	$708,000 Land $100,000 Building $608,000
2020			$708,000 Land $100,000 Building $608,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 306 Mount Royall Dr in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	27 (1985–2025)
Claims Outside the SFHA	6 of 27
Most Recent Claim	Aug 2025 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Hurricane Hugo, Sep 1989 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Mount Royall Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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