306 Mobile St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 306 Mobile St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,688 sqft · built 1909
Lot Size	0.11 acres (4,800 sqft)
Owner	Company Name on Record
Last Sale	$20,858 (May 2021)
Tax Bill	$1,100 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-25-226-017`

Property Details

APN / Parcel Number

Primary APN	`8913-25-226-017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,688 sqft Living Area
1st Floor Area	808 sqft
Basement Area	808 sqft
Unfinished Basement	808 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 48 ft wide
Porch	Slab
Porch Area	172 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	306 MOBILE ST
City	WATERLOO
State	IA
Zip	50703-4021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANE & FOWLERS 3RD ADDITION N 48 FT S 94 FT LOTS 5 AND 6 BLK 17
Legal Range	13W
Legal Township	89N
Legal Section	25
Legal Subdivision	LANE & FOWLERS 3RD ADDITION
Legal Block	17
Legal Lot Number	5,6
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1008
Census Tract	700

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3130 FINLEY RD, 510, DOWNERS GROVE, IL 60515-1100
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANKIOWA
Jul 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage RANBIR SINGH SAINI IRREVOCABLE TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Nov 19, 2010 · Amount on Record
Deed Document Number	202124118
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	306 MOBILE ST, WATERLOO, IA 50703-4021
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202200014596
Date	Jan 14, 2022
Instrument	202200014596

Lender

Name	BANKIOWA
Type	Bank
Address	INDEPENDENCE, IA 50644

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	306 MOBILE ST, WATERLOO, IA 50703-4021
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200000599
Date	Jul 9, 2021
Instrument	202200000599

Lender

Name	RANBIR SINGH SAINI IRREVOCABLE TRUST
Type	Private Party
Address	964 CHARLES PL, PERU, IL 61354

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,100.00 (+15.06%)	$53,860 (+22.24%) Land $4,860 Building $49,000	$53,860 (+22.24%) Land $4,860 Building $49,000
2024	$956.00 (+41.84%)
2023		$44,060 (+43.47%) Land $4,860 Building $39,200	$44,060 (+43.47%) Land $4,860 Building $39,200
2022	$674.00	$30,710 Land $4,860 Building $25,850
2021			$30,710 Land $4,860 Building $25,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Waterloo Fiber.

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