306 Millridge Dr, Carmel (Indianapolis), IN 46290 Property Records

Hamilton County property record for 306 Millridge Dr, Carmel, IN 46290

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,943 sqft · built 1996
Lot Size	0.289 acres (12,632 sqft)
Owner	Trust Name on File
Tax Bill	$8,633 (2024)
Deeds & Mortgages	Jan 2020 Line of Credit Feb 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-11-002-022.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-11-002-022.000-018`
Alternative APNs	`291311002022000034` `1713110002022000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,943 sqft Living Area
1st Floor Area	3,177 sqft
2nd Floor Area	380 sqft
Basement Area	2,433 sqft
Finished Basement	2,386 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2008
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	125 ft deep x 92 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713110002022000
Old Parcel Number	291311002022000034
Street Address	306 MILLRIDGE DR
City	CARMEL
State	IN
Zip	46290-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .29, SECTION 11, TOWNSHIP 17, RANGE 3, RESERVE AT SPRINGMILL, SECTION 2, LOT 55
Legal Range	03
Legal Township	17
Legal Section	11
Legal Subdivision	RESERVE AT SPRINGMILL
Legal Block	2
Legal Lot Number	55
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1004
Census Tract	111103

Owner

306 Millridge Dr is owner-occupied and held in a trust since February 2019.

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	306 MILLRIDGE DR, CARMEL, IN 46290-1116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Feb 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 29, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Nov 29, 2018
Last Transfer Date	Feb 7, 2019
Transfer Doc	0000004551
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	306 MILLRIDGE DR, CARMEL, IN 46290-1116
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020004069
Date	Jan 24, 2020
Instrument	2020004069

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 7, 2019
Property Address	306 MILLRIDGE DR, CARMEL, IN 46290-1116
Document Number	0000004551
Instrument Date	Jan 24, 2019
Instrument	4551
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	306 MILLRIDGE DR INDIANAPOLIS IN 462901116, INDIANAPOLIS, IN 46290-1116

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON IN
Recording Date	Nov 29, 2018
Property Address	306 MILLRIDGE DR, CARMEL, IN 46290-1116
Document Number	0000055691
Instrument Date	Nov 27, 2018
Instrument	55691
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 MILLRIDGE DR INDIANAPOLIS IN 462901116, INDIANAPOLIS, IN 46290-1116

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$807,700 (+7.01%) Land $205,000 Building $602,700	$807,700 (+7.01%) Land $205,000 Building $602,700
2024	$8,633.00 (-0.28%)	$754,800 (-0.84%) Land $205,000 Building $549,800	$754,800 (-0.84%) Land $205,000 Building $549,800
2023	$8,657.00 (+5.82%) Homeowner's exemption	$761,200 (+6.85%) Land $205,000 Building $556,200	$761,200 (+6.85%) Land $205,000 Building $556,200
2022	$8,181.00 Homeowner's exemption	$712,400 Land $117,400 Building $595,000	$712,400 Land $117,400 Building $595,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Millridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Millridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, Xfinity.

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