306 McAdoo St, Wellsburg, IA 50680 Property Records

Grundy County property record for 306 McAdoo St, Wellsburg, IA 50680

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,378 sqft · built 1974
Lot Size	0.24 acres (10,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Mar 2022)
Tax Bill	$2,554 (2026)
Deeds & Mortgages	Feb 2014 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`881815432001`

Property Details

APN / Parcel Number

Primary APN	`881815432001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,378 sqft Living Area
Basement Area	1,378 sqft
Finished Basement	500 sqft
Unfinished Basement	878 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,440 sqft (0.24 acres)
Lot Dimensions	116 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Deck Area	96 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	306 MCADOO ST
City	WELLSBURG
State	IA
Zip	50680-7675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WELLSBURG, BLYTHES ADDITION, LOT 5
Legal Subdivision	BLYTHE'S
Legal Lot Number	5
Jurisdiction	GRUNDY IA
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2115
Census Tract	960200

Owner

Source: Grundy County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	306 MCADOO ST, WELLSBURG, IA 50680-7675
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2014	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 17, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage VERIDIAN CU
Mar 17, 2022	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Apr 13, 2010 · Amount on Record
Deed Document Number	2022557
Record Updated	Oct 29, 2026

February 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IA
Property Address	306 MCADOO ST, WELLSBURG, IA 50680-7675
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0ES14/0047
Date	Feb 24, 2014
Book Page	ES14/0047

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2044

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IA
Property Address	306 MCADOO ST, WELLSBURG, IA 50680-7675
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220559
Date	Mar 17, 2022
Instrument	2022-0559

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2032

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IA
Recording Date	Mar 17, 2022
Property Address	306 MCADOO ST, WELLSBURG, IA 50680-7675
Document Number	0020220557
Instrument Date	Mar 6, 2022
Instrument	2022-0557
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$247.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 MCADOO ST, WELLSBURG, IA 50680-7675

Mortgage

Document Number	0020220558
Date	Mar 17, 2022
Instrument	2022-0558

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	5.88%
Max Rate At Change	9.88%
Index	1-Year CMT

Mortgage

Document Number	0020220559
Date	Mar 17, 2022
Instrument	2022-0559

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Grundy County
Municipality	Wellsburg City
Unified School District	AGWSR Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,554.00	$191,420 (-) Land $12,690 Building $178,730	$191,420 (-) Land $12,690 Building $178,730
2025	$2,554.00 (-4.7%) Homeowner's exemption	$191,420 (+5.24%) Land $12,690 Building $178,730	$191,420 (+5.24%) Land $12,690 Building $178,730
2024	$2,680.00 (+4.52%)
2023		$181,890 (+19.26%) Land $12,690 Building $169,200	$181,890 (+19.26%) Land $12,690 Building $169,200
2022	$2,564.00 Homeowner's exemption	$152,510 Land $10,580 Building $141,930
2021			$152,510 Land $10,580 Building $141,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLSBURG WATER SUPPLY serves 721 people · EPA ID IA3890097
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Jan 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TC Fiber	1,000 / 500
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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