306 Main St, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 306 Main St, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,098 sqft · built 1950
Lot Size	2.1 acres (91,563 sqft)
Owner	Individual Name on Record
Last Sale	$269,500 (Sep 2016)
Tax Bill	$6,247 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0050 B:0009 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0050 B:0009 L:0000`
Alternative APN	`5654`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,098 sqft Living Area
Gross Area	3,962 sqft
1st Floor Area	1,360 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	91,563 sqft (2.1 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5654
Street Address	306 MAIN ST
City	TOWNSEND
State	MA
Zip	01469-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	9
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	2
Census Block	2026
Census Tract	301101

Owner

Source: Middlesex County and Townsend Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 BANCROFT ST, PEPPERELL, MA 01463-1226
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Nov 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EVOLVE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2016 · Amount on Record
Deed Sale	Sep 21, 2016 · Amount on Record
Prior Sale	Mar 10, 2016 · Amount on Record
Deed Book / Page	68056 / 270
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	306 MAIN ST, TOWNSEND, MA 01469-1030
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082713-77
Date	Apr 30, 2024
Book Page	82713/77
Instrument	42996

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2064

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	306 MAIN ST, TOWNSEND, MA 01469-1030
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076117-255
Date	Nov 9, 2020
Book Page	76117/255
Instrument	208593

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,247.00 (+2.83%)	$430,200 (+2.04%) Land $100,800 Building $329,400	$442,035 (+6.31%)
2024	$6,075.00 (-0.8%)	$421,600 (+5.06%) Land $100,800 Building $320,800	$415,815
2023	$6,124.00	$401,300 Land $92,100 Building $309,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Oct 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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