306 Main St, Lafayette, TN 37083 Property Records

Macon County property record for 306 Main St, Lafayette, TN 37083

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,148 sqft · built 1938
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Feb 2022)
Tax Bill	$955 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jul 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`056059C A 00600`

Property Details

APN / Parcel Number

Primary APN	`056059C A 00600`
Alternative APN	`059C A 00600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,148 sqft Living Area
1st Floor Area	1,392 sqft
Upper Floors Area	1,260 sqft
Attic Area	1,260 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	816 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	341 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	306 MAIN ST
City	LAFAYETTE
State	TN
Zip	37083-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: L01
Legal Subdivision	WILLIAM MASSEY SUB
Jurisdiction	MACON TN
Township / Civil Division	10
Census Block Group	2
Census Block	2017
Census Tract	970301

Owner

306 Main St is owned and occupied by an individual who bought it in February 2022.

Source: Macon County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	306 MAIN ST, LAFAYETTE, TN 37083-1230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Warranty Deed, Transfer · Conventional Mortgage CONSUMER REAL ESTATE FINANCE CO
Jul 12, 2017	Warranty Deed, Transfer · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on File
Deed Sale	Feb 24, 2022 · Amount on File
Deed Document Number	22000785
Deed Book / Page	RB155 / 178
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Feb 24, 2022
Property Address	306 MAIN ST, LAFAYETTE, TN 37083-1230
Document Number	0RB155/178
Book / Page	RB155 / 178
Map Reference	CAB 5 SL 2A
Instrument Date	Feb 21, 2022
Instrument	22000785
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	REAL ESTATE SETTLEMENT COMPANY, REAL ESTATE TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$629.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 MAIN ST, LAFAYETTE, TN 37083-1230

Mortgage

Document Number	0022000786
Date	Feb 24, 2022
Instrument	22000786

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Jul 12, 2017
Property Address	306 MAIN ST, LAFAYETTE, TN 37083-1230
Document Number	0000002048
Book / Page	000042 / 000518
Instrument Date	Jul 6, 2017
Instrument	2048
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	REAL ESTATE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,406.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	81 SHILOH RD LAFAYETTE TN 370833006, LAFAYETTE, TN 37083-3006

Mortgage

Document Number	2049
Date	Jul 12, 2017
Book Page	000042/000520
Instrument	2049

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 306 Main St was $955.

Source: Macon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Municipality	Lafayette City
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$955.00	$58,875 Land $5,000 Building $53,875
2023		$58,875 Land $5,000 Building $53,875	$235,500 Land $20,000 Building $215,500
2019	$677.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 306 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
North Central Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures