Cass County property record for 306 Main St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,232 sqft · built 1890 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Dec 2024) |
| Tax Bill | $4,152 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Sep 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-200-017-00 |
| Primary APN | 14-160-200-017-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,232 sqft Building Perimeter |
| 1st Floor Area | 1,116 sqft |
| Basement Area | 1,116 sqft |
| Unfinished Basement | 1,116 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 4,792 sqft (0.11 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 306 MAIN ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 35 COM SWLY COR LOT 47, NELY ON NWLY LINE 2 RDS, SELY PARALLEL WITH SWLY LINE 49 1/2 FT, SWLY PARALLEL WITH MICH AVE 99 |
| Legal Subdivision | ORIGINAL CITY OF DOWAGIAC |
| Legal Lot Number | 47,48 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 2201 |
306 Main St is owned and occupied by an individual who bought it in December 2024.
Source: Cass County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 306 MAIN ST, DOWAGIAC, MI 49047-1788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN |
| Sep 16, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2024 · Amount on File |
| Deed Sale | Dec 27, 2024 · Amount on File |
| Deed Document Number | 2024217867 |
| Deed Book / Page | 1254 / 2247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 306 MAIN ST, DOWAGIAC, MI 49047-1788 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 306 MAIN ST, DOWAGIAC, MI 49047-1788 |
| Document Number | 01271/1787 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 1271/1787 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Sep 16, 2022 |
| Property Address | 306 MAIN ST, DOWAGIAC, MI 49047-1788 |
| Document Number | 001223/665 |
| Book / Page | 1223 / 665 |
| Map Reference | LB K PG 313 |
| Instrument Date | Sep 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 MAIN ST, DOWAGIAC, MI 49047-1788 |
The 2025 property tax bill for 306 Main St was $4,152 with a homeowner's exemption.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,200 (+11.43%) Land $110,200 | $220,400 (+11.43%) Land $220,400 | |
| 2025 | $4,152.00 Homeowner's exemption | $98,900 Land $98,900 | $197,800 Land $197,800 |
| 2023 | $78,500 | $157,000 | |
| 2022 | $1,918.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 306 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 306 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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