306 Main St, Baxter, TN 38544 Property Records

Putnam County property record for 306 Main St, Baxter, TN 38544 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,738 sqft · built 1900
Lot Size	0.385 acres (16,786 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Aug 2020)
Tax Bill	$2,661 (2022)
Deeds & Mortgages	Oct 2024 Line of Credit Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071056K E 00500`

Property Details

APN / Parcel Number

Primary APN	`071056K E 00500`
Alternative APN	`056K E 00500`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,738 sqft Living Area
1st Floor Area	1,346 sqft
Upper Floors Area	1,306 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1996
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,786 sqft (0.385 acres)
Lot Dimensions	77 ft deep x 218 ft wide
Terrain	Rolling
Porch	Enclosed Porch
Porch Area	566 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	306 MAIN ST
City	BAXTER
State	TN
Zip	38544-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: K01
Legal Subdivision	CHARLES MARTIN NUNALLY JR DIVISION
Legal Lot Number	1
Jurisdiction	PUTNAM TN
Township / Civil Division	8
Census Block Group	1
Census Block	1018
Census Tract	1100

Owner

Source: Putnam County records · APN 071056K E 00500

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	11040 PETE CARR RIDGE RD, SILVER POINT, TN 38582-6275
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 09, 2024	Deed of Trust, Mortgage · Line of Credit ONE BANK OF TENNESSEE
Aug 12, 2020	Warranty Deed, Transfer · Conventional with PMI AMERICAN BK&TR/CUMBERLAND
Oct 15, 2019	Deed of Trust, Mortgage · Conventional with PMI ROYAL UNITED MTG

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Prior Sale	Nov 16, 2004 · Amount on Record
Deed Document Number	0RB1225169
Deed Book / Page	RB1225 / 169
Record Updated	Jun 08, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	306 MAIN ST, BAXTER, TN 38544-5201
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1773 HICKORY CV, COOKEVILLE, TN 38506-6385

Mortgage

Document Number	0001572600
Date	Oct 09, 2024
Book Page	1572/600
Instrument	303364

Lender

Name	ONE BANK OF TENNESSEE
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Aug 12, 2020
Property Address	306 MAIN ST, BAXTER, TN 38544-5201
Document Number	RB1225169
Book / Page	001225 / 000169
Instrument Date	Aug 12, 2020
Instrument	244259
Transaction Type	Transfer
Record Updated	Sep 08, 2020
Title Company	UPPER CUMBERLAND TITLE AND ESCROW LLC, UPPER CUMBERLAND TITLE & ESCRO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11040 PETE CARR RIDGE RD SILVER POINT TN 385826275, SILVER POINT, TN 38582-6275

Mortgage

Document Number	RB1225171
Date	Aug 12, 2020
Book Page	001225/000171
Instrument	244260

Lender

Name	AMERICAN BK&TR/CUMBERLAND
Type	Bank
Address	1450 NEAL ST, COOKEVILLE, TN 38501-4313

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	306 MAIN ST, BAXTER, TN 38544-5201
Document Number	RB1152554
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 05, 2019
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 MAIN ST BAXTER TN 385445201, BAXTER, TN 38544-5201

Mortgage

Document Number	RB1152554
Date	Oct 17, 2019
Book Page	001152/000554
Instrument	232072

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 16, 2034

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Baxter Town
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,800 (-) Land $11,200 Building $63,600
2024		$74,800 (-) Land $11,200 Building $63,600
2023		$74,800 Land $11,200 Building $63,600
2022	$2,661.00
2021			$187,000 Land $28,000 Building $159,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (47141C), updated February 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Twin Lakes Telephone Cooperative	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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