306 Madison St, Rhinelander, WI 54501 Property Records

Oneida County property record for 306 Madison St, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Tax Bill	$2,863 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RH 628`

Property Details

APN / Parcel Number

Primary APN	`RH 628`

Exterior

Lot Area	7,187 sqft (0.165 acres)

Location & Zoning

Street Address	306 MADISON ST
City	RHINELANDER
State	WI
Zip	54501-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 635228/503255 S.H. ALBAN'S ADD LOT 5 BLK 1
Legal Range	09E
Legal Township	37N
Legal Section	31
Legal Subdivision	S H ALBANS ADD
Legal Block	1
Legal Lot Number	5
Jurisdiction	ONEIDA WI
Township / Civil Division	RHINELANDER
Census Block Group	4
Census Block	4013
Census Tract	971500

Owner

306 Madison St is owned and occupied by an individual.

Source: Oneida County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	308 MADISON ST, RHINELANDER, WI 54501-2315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2019	Deed of Trust, Mortgage · ARM MARINE CU
Jul 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage MARINE CU
Jul 19, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage MARINE CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	RHINELANDER, WI 54501
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000792189
Date	Apr 8, 2019
Instrument	792189

Lender

Name	MARINE CU
Type	Credit Union
Address	LA CROSSE, WI 54603

Agreement

Type	ARM
Amount	Amount on Record
Term	240 Months
Due	Apr 5, 2039

Interest

Rate Type	Adjustable Rate
Rate	12.9%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	12.9%
Max Rate At Change	14.9%
Index	1-Year CMT
Max Rate	18.9%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	RHINELANDER, WI 54501
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000835589
Date	Jul 19, 2022
Instrument	835589

Lender

Name	MARINE CU
Type	Credit Union
Address	LA CROSSE, WI 54603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	203 Months
Due	Jun 29, 2039

Interest

Rate Type	Adjustable Rate
Rate	7.98%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	7.98%
Max Rate At Change	9.98%
Index	1-Year CMT
Max Rate	13.9%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	RHINELANDER, WI 54501
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000844698
Date	Jul 19, 2023
Instrument	844698

Lender

Name	MARINE CU
Type	Credit Union
Address	RHINELANDER, WI 54501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 306 Madison St was $2,863 with a homeowner's exemption.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
Municipality	Rhinelander City
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,863.00	$104,000 Land $7,500 Building $96,500	$176,370 Land $12,719 Building $163,651
2023	$2,453.00 Homeowner's exemption	$104,000 Land $7,500 Building $96,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Madison St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RHINELANDER WATER & WASTEWATER serves 8,234 people · EPA ID WI7440126
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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