306 Loop Rd N, Kannapolis, NC 28081 Property Records

Rowan County property record for 306 Loop Rd N, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,230 sqft · built 1914
Lot Size	0.192 acres (8,364 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jun 2019)
Tax Bill	$2,183 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`149 324`

Property Details

APN / Parcel Number

Primary APN	`149 324`
Alternative APN	`6260455`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	1,230 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Lot Area	8,364 sqft (0.192 acres)
Lot Dimensions	10.3 ft deep x 8.1 ft wide
Porch	Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	306 LOOP RD N
City	KANNAPOLIS
State	NC
Zip	28081-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C4:CENTRAL
Legal Description	L10 .25AC BB
Legal Subdivision	KANNAPOLIS SUBDIVISION
Jurisdiction	ROWAN NC
Township / Civil Division	CHINA GROVE
Census Block Group	2
Census Block	2001
Census Tract	51501

Owner

306 Loop Rd N is owned and occupied by an individual who bought it in June 2019.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	306 LOOP RD N, KANNAPOLIS, NC 28081-2100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK
Jun 12, 2019	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2019 · Amount on File
Deed Sale	Jun 12, 2019 · Amount on File
Prior Sale	Sep 15, 2005 · Amount on File
Deed Book / Page	1329 / 245
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	306 LOOP RD N, KANNAPOLIS, NC 28081-2100
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 LOOP RD N, KANNAPOLIS, NC 28081-2100

Mortgage

Document Number	0013690628
Date	Mar 5, 2021
Book Page	1369/628

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Jul 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 12, 2019
Property Address	306 LOOP RD N, KANNAPOLIS, NC 28081-2100
Document Number	0013290245
Book / Page	1329 / 0245
Map Reference	PG 1686
Instrument Date	Jun 12, 2019
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 518, CORNELIUS, NC 28031-0518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 LOOP RD N, KANNAPOLIS, NC 28081-2100

Mortgage

Document Number	0013290246
Date	Jun 12, 2019
Instrument	1329/0246

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 306 Loop Rd N was $2,183.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,183.00	$180,433 Land $59,195 Building $121,238	$180,433 Land $59,195 Building $121,238
2023	$2,183.00	$180,433 Land $59,195 Building $121,238	$180,433 Land $59,195 Building $121,238

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Loop Rd N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Loop Rd N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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